Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Roberts Landing, MI
We monitor insurance prices, helping the average driver in Roberts Landing save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Roberts Landing
The chart below shows the cheapest car insurance company in Roberts Landing for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Roberts Landing Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $111 |
| Progressive | $127 |
| State Farm | $128 |
| Safeco Insurance | $135 |
Savings for Every Kind of Roberts Landing Driver
Based on our extensive insurance data, we know the average Roberts Landing driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,207 per year by choosing the right vehicle insurance company. Some Roberts Landing residents are paying out over $3,005 extra every year for auto insurance in Roberts Landing. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roberts Landing, MI Savings / Yr. |
|---|---|
$1,207 |
|
$1,971 |
|
$1,744 |
|
$2,651 |
|
$3,128 |
|
$0 |
|
$0 |
Roberts Landing Car Insurance vs. Michigan
People living in Roberts Landing pay an average of 3.65% more than the typical driver in the state. The average driver in Roberts Landing can expect to pay about $2,282 per year, or $3,005 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Roberts Landing for most people.
Car Insurance Prices by Roberts Landing Neighborhood
Insurance Prices
Where is insurance cheapest within Roberts Landing?
The map shows insurance prices in and around Roberts Landing, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $46 per year within the city boundaries, with insurance premiums ranging from a high of $3,008 to a low of $2,962. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Roberts Landing.Pick the Best Car Insurance Company for You in Roberts Landing
The best car insurance provider for most drivers in Roberts Landing
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,207 over the average Roberts Landing car insurance company.
The best car insurance provider for Roberts Landing drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,971 over the competition.
The best car insurance company for Roberts Landing drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,744 better than other car insurance companies.
The best auto insurance for Roberts Landing drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,651 less each year.
The least expensive car insurance company for new and young drivers in Roberts Landing
In Roberts Landing, Geico costs young drivers $3,128 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roberts Landing
The cheapest car insurance in Roberts Landing for drivers with bad credit
The best Roberts Landing car insurance company for customer service
Nationwide was the best company for customer service in Roberts Landing according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Roberts Landing, which was better than other insurers.
The cheapest large national provider in Roberts Landing
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Roberts Landing driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roberts Landing, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Roberts Landing
What Influences the Cost of Car Insurance in Roberts Landing?
On average, car insurance in Roberts Landing is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Roberts Landing is 49 minutes, which is far more than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Roberts Landing is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Roberts Landing is $190 per month for minimum coverage and $250 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Algonac: Insurance costs 0.57% more
- Harsens Island: Insurance costs 2.03% less
- Pearl Beach: Insurance costs 0.43% less
- Peters: Insurance costs 0.50% less
- Riverside: Insurance costs 4.23% less
- Marine City: Insurance costs 1.83% less
- Fair Haven: Insurance costs 0.70% more
- Four Towns: Insurance costs 1.93% less
- East China: Insurance costs 2.13% less
- Casco: Insurance costs 1.86% less
Cities with Similar Populations
- Ross Fork: Insurance costs 47.25% less
- Montana: Insurance costs 46.46% less
- Montario Point: Insurance costs 30.62% less
- Monteith: Insurance costs 58.77% less
- Montford: Insurance costs 59.73% less
- Montpelier Station: Insurance costs 60.40% less
- Moody: Insurance costs 32.98% less
- Moreno: Insurance costs 32.91% less
- Moriah: Insurance costs 50.52% less
- Morton: Insurance costs 44.13% less