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Get Cheap Car Insurance in Seward, AK
We monitor insurance prices, helping the average driver in Seward save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in Seward
The chart below shows the cheapest car insurance company in Seward for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| Seward Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Geico | $48 |
| Allstate | $70 |
| Progressive | $109 |
Savings for Every Kind of Seward Driver
Based on our extensive insurance data, we know the average Seward driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $276 per year by choosing the right vehicle insurance company. Some Seward residents are paying out over $1,347 extra every year for auto insurance in Seward. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Seward, AK Savings / Yr. |
|---|---|
$276 |
|
$429 |
|
$269 |
|
$295 |
|
$730 |
|
$247 |
|
$93 |
Seward Car Insurance vs. Alaska
People living in Seward pay an average of 2.01% less than the typical driver in the state. The average driver in Seward can expect to pay about $659 per year, or $1,347 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Seward for most people.
Car Insurance Prices by Seward Neighborhood
Insurance Prices
Where is insurance cheapest within Seward?
The map shows insurance prices in and around Seward, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $38 per year within the city boundaries, with insurance premiums ranging from a high of $1,357 to a low of $1,319. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Seward.Pick the Best Car Insurance Company for You in Seward
The best car insurance provider for most drivers in Seward
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $276 over the average Seward car insurance company.
The best car insurance provider for Seward drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $429 over the competition.
The best car insurance company for Seward drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $269 better than other car insurance companies.
The best auto insurance for Seward drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $295 less each year.
The least expensive car insurance company for new and young drivers in Seward
In Seward, State Farm costs young drivers $730 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Seward
State Farm gave the largest car insurance discounts to married couples, averaging $247 saved each year compared to an average Seward couple's premiums.
The cheapest car insurance in Seward for drivers with bad credit
The best Seward car insurance company for customer service
Recent price drops
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The cheapest large national provider in Seward
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Seward driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Seward, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around Seward
What Influences the Cost of Car Insurance in Seward?
On average, car insurance in Seward is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Alaska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Seward are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Seward is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Seward is $55 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bear Creek: Insurance costs 2.08% less
- Moose Pass: Insurance costs 0.15% less
- Cooper Landing: Insurance costs 0.15% less
- Chenega: Insurance costs 0.74% more
- Whittier: Insurance costs 0.74% more
- Hope: Insurance costs 0.15% less
- Sterling: Insurance costs 2.52% more
- Girdwood: Insurance costs 6.38% more
- Indian: Insurance costs 7.50% more
- Soldotna: Insurance costs 0.22% less
Cities with Similar Populations
- Rixeyville: Insurance costs 9.50% less
- Plains: Insurance costs 18.19% more
- Taylor Lake Village: Insurance costs 28.80% more
- Partlow: Insurance costs 8.46% less
- Shoemakersville: Insurance costs 1.86% less
- Waldoboro: Insurance costs 28.06% less
- Red Oak: Insurance costs 9.13% less
- Simms: Insurance costs 128.80% more
- Veedersburg: Insurance costs 13.81% less
- Red Boiling Springs: Insurance costs 1.19% more