Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South Liberty, MO
We monitor insurance prices, helping the average driver in South Liberty save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in South Liberty
The chart below shows the cheapest car insurance company in South Liberty for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| South Liberty Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Travelers | $67 |
| Safeco Insurance | $68 |
| Clearcover | $73 |
Savings for Every Kind of South Liberty Driver
Based on our extensive insurance data, we know the average South Liberty driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $478 per year by choosing the right vehicle insurance company. Some South Liberty residents are paying out over $1,772 extra every year for auto insurance in South Liberty. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Liberty, MO Savings / Yr. |
|---|---|
$478 |
|
$667 |
|
$610 |
|
$683 |
|
$1,440 |
|
$372 |
|
$571 |
South Liberty Car Insurance vs. Missouri
People living in South Liberty pay an average of 1.61% less than the typical driver in the state. The average driver in South Liberty can expect to pay about $1,091 per year, or $1,772 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in South Liberty for most people.
Car Insurance Prices by South Liberty Neighborhood
Insurance Prices
Where is insurance cheapest within South Liberty?
The map shows insurance prices in and around South Liberty, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,772 to a low of $1,772. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of South Liberty.Pick the Best Car Insurance Company for You in South Liberty
The best car insurance provider for most drivers in South Liberty
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $478 over the average South Liberty car insurance company.
The best car insurance provider for South Liberty drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $667 over the competition.
The best car insurance company for South Liberty drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $610 better than other car insurance companies.
The best auto insurance for South Liberty drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $683 less each year.
The least expensive car insurance company for new and young drivers in South Liberty
In South Liberty, Travelers costs young drivers $1,440 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Liberty
State Farm gave the largest car insurance discounts to married couples, averaging $372 saved each year compared to an average South Liberty couple's premiums.
The cheapest car insurance in South Liberty for drivers with bad credit
The best South Liberty car insurance company for customer service
Nationwide was the best company for customer service in South Liberty according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Liberty, which was better than other insurers.
The cheapest large national provider in South Liberty
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Liberty driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Liberty, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around South Liberty
What Influences the Cost of Car Insurance in South Liberty?
On average, car insurance in South Liberty is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Liberty is 25 minutes, which is far less than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Liberty are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- South Liberty is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Liberty is $91 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Missouri City: Insurance costs 0.79% less
- Liberty: Insurance costs 0.45% more
- Glenaire: Insurance costs 1.98% less
- Chandler: Insurance costs 1.02% less
- Birmingham: Insurance costs 2.03% less
- Pleasant Valley: Insurance costs 0.85% less
- Excelsior Springs Junction: Insurance costs the same
- Claycomo: Insurance costs 2.14% more
- Mosby: Insurance costs 1.47% less
- Sibley: Insurance costs 1.13% more
Cities with Similar Populations
- Plantation Key: Insurance costs 35.10% more
- Raytown: Insurance costs 1.24% less
- Radium: Insurance costs 6.26% less
- Raco: Insurance costs 51.86% more
- Punkin Center: Insurance costs 4.18% less
- Pumpkintown: Insurance costs 13.94% less
- Promise: Insurance costs 1.64% more
- Pleasant Hill: Insurance costs 5.64% less
- Pleasant Gap: Insurance costs 11.68% less
- Readland: Insurance costs 2.93% less