Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Southeast Erie, Erie, PA
We monitor insurance prices, helping the average driver in Southeast Erie save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Southeast Erie
The chart below shows the cheapest car insurance company in Southeast Erie for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Southeast Erie Insurer | Monthly Cost |
|---|---|
| Kemper | $53 |
| Metromile | $53 |
| Travelers | $54 |
| State Farm | $56 |
Savings for Every Kind of Southeast Erie Driver
Based on our extensive insurance data, we know the average Southeast Erie driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $402 per year by choosing the right vehicle insurance company. Some Southeast Erie residents are paying out over $1,433 extra every year for auto insurance in Southeast Erie. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southeast Erie, Erie, PA Savings / Yr. |
|---|---|
$402 |
|
$711 |
|
$544 |
|
$648 |
|
$1,660 |
|
$287 |
|
$513 |
Southeast Erie Car Insurance vs. Erie
People living in Southeast Erie pay an average of 0.48% more than the typical driver in the state. The average driver in Southeast Erie can expect to pay about $888 per year, or $1,433 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Southeast Erie for most people.
Car Insurance Prices by Southeast Erie Neighborhood
Insurance Prices
Where is insurance cheapest within Southeast Erie?
The map shows insurance prices in and around Southeast Erie, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $147 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,541 to a low of $1,394. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Southeast Erie.Pick the Best Car Insurance Company for You in Southeast Erie
The best car insurance provider for most drivers in Southeast Erie
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $402 over the average Southeast Erie car insurance company.
The best car insurance provider for Southeast Erie drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $711 over the competition.
The best car insurance company for Southeast Erie drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $544 better than other car insurance companies.
The best auto insurance for Southeast Erie drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $648 less each year.
The least expensive car insurance company for new and young drivers in Southeast Erie
In Southeast Erie, Travelers costs young drivers $1,660 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southeast Erie
State Farm gave the largest car insurance discounts to married couples, averaging $287 saved each year compared to an average Southeast Erie couple's premiums.
The cheapest car insurance in Southeast Erie for drivers with bad credit
The best Southeast Erie car insurance company for customer service
Nationwide was the best company for customer service in Southeast Erie according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Southeast Erie, which was better than other insurers.
The cheapest large national provider in Southeast Erie
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Southeast Erie driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southeast Erie, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Southeast Erie
What Influences the Cost of Car Insurance in Southeast Erie?
On average, car insurance in Southeast Erie is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southeast Erie are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Southeast Erie is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Southeast Erie is $74 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Central Eastside: Insurance costs 12.56% more
- South East Hills: Insurance costs 3.35% less
- Marvintown: Insurance costs 3.56% more
- East Erie: Insurance costs 15.84% more
- Belle Valley: Insurance costs 6.14% less
- Little Italy: Insurance costs 12.21% more
- Downtown Erie: Insurance costs 6.35% more
- West Side Squires: Insurance costs 1.47% less
- Bayfront: Insurance costs 0.98% less
- Brookside: Insurance costs 6.28% less
Neighborhoods with Similar Populations
- Kenwood-Duluth: Insurance costs 9.28% more
- Tower Grove East: Insurance costs 46.89% more
- Terra Linda: Insurance costs 39.85% more
- Taylor Run: Insurance costs 8.03% less
- Northbrook: Insurance costs 11.30% less
- North Country Meadows: Insurance costs 42.29% more
- Monte Vista: Insurance costs 25.54% more
- Larkfield-Wikiup: Insurance costs 32.38% more
- Kettering-Butzel: Insurance costs 187.93% more
- Turners: Insurance costs 45.15% more