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Get Cheap Car Insurance in St. Francisville, LA
We monitor insurance prices, helping the average driver in St. Francisville save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in St. Francisville
The chart below shows the cheapest car insurance company in St. Francisville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| St. Francisville Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $113 |
| State Farm | $133 |
| Safeco Insurance | $134 |
| Clearcover | $148 |
Savings for Every Kind of St. Francisville Driver
Based on our extensive insurance data, we know the average St. Francisville driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $862 per year by choosing the right vehicle insurance company. Some St. Francisville residents are paying out over $3,098 extra every year for auto insurance in St. Francisville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Francisville, LA Savings / Yr. |
|---|---|
$862 |
|
$1,511 |
|
$1,076 |
|
$1,623 |
|
$2,574 |
|
$799 |
|
$1,374 |
St. Francisville Car Insurance vs. Louisiana
People living in St. Francisville pay an average of 2.82% more than the typical driver in the state. The average driver in St. Francisville can expect to pay about $1,960 per year, or $3,098 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in St. Francisville for most people.
Car Insurance Prices by St. Francisville Neighborhood
Insurance Prices
Where is insurance cheapest within St. Francisville?
The map shows insurance prices in and around St. Francisville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $131 per year within the city boundaries, with insurance premiums ranging from a high of $3,165 to a low of $3,034. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of St. Francisville.Pick the Best Car Insurance Company for You in St. Francisville
The best car insurance provider for most drivers in St. Francisville
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $862 over the average St. Francisville car insurance company.
The best car insurance provider for St. Francisville drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,511 over the competition.
The best car insurance company for St. Francisville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,076 better than other car insurance companies.
The best auto insurance for St. Francisville drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,623 less each year.
The least expensive car insurance company for new and young drivers in St. Francisville
In St. Francisville, Farm Bureau costs young drivers $2,574 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Francisville
Farm Bureau gave the largest car insurance discounts to married couples, averaging $799 saved each year compared to an average St. Francisville couple's premiums.
The cheapest car insurance in St. Francisville for drivers with bad credit
The best St. Francisville car insurance company for customer service
Nationwide was the best company for customer service in St. Francisville according to the NAIC.
Recent price drops
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The cheapest large national provider in St. Francisville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average St. Francisville driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Francisville, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around St. Francisville
What Influences the Cost of Car Insurance in St. Francisville?
On average, car insurance in St. Francisville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in St. Francisville is 36 minutes, which is about the national average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Francisville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- St. Francisville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in St. Francisville is $163 per month for minimum coverage and $258 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elm Park: Insurance costs 0.13% more
- Hardwood: Insurance costs 0.65% more
- Wakefield: Insurance costs 0.52% less
- Plettenberg: Insurance costs 0.94% less
- Jackson: Insurance costs 0.23% more
- Wickliffe: Insurance costs 3.55% more
- Weyanoke: Insurance costs 0.77% less
- New Roads: Insurance costs 5.00% more
- Lindsay: Insurance costs 1.42% more
- Tunica: Insurance costs 0.77% less
Cities with Similar Populations
- Vidalia: Insurance costs 3.23% less
- Brownsville: Insurance costs 54.87% less
- Buellton: Insurance costs 41.70% less
- Valatie: Insurance costs 30.66% less
- Valhalla: Insurance costs 15.88% less
- Valley City: Insurance costs 55.39% less
- Valley Falls: Insurance costs 48.32% less
- Valley Springs: Insurance costs 37.54% less
- Valley View: Insurance costs 46.35% less
- Vandenberg Village: Insurance costs 33.80% less