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Get Cheap Car Insurance in St. Martin Parish, LA
We monitor insurance prices, helping the average driver in St. Martin Parish save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in St. Martin Parish
The chart below shows the cheapest car insurance company in St. Martin Parish for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| St. Martin Parish Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $113 |
| State Farm | $134 |
| Safeco Insurance | $135 |
| Clearcover | $149 |
Savings for Every Kind of St. Martin Parish Driver
Based on our extensive insurance data, we know the average St. Martin Parish driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $868 per year by choosing the right vehicle insurance company. Some St. Martin Parish residents are paying out over $3,120 extra every year for auto insurance in St. Martin Parish. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Martin Parish, LA Savings / Yr. |
|---|---|
$868 |
|
$1,522 |
|
$1,083 |
|
$1,634 |
|
$2,592 |
|
$805 |
|
$1,384 |
St. Martin Parish Car Insurance vs. Louisiana
People living in St. Martin Parish pay an average of 3.56% more than the typical driver in the state. The average driver in St. Martin Parish can expect to pay about $1,974 per year, or $3,120 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in St. Martin Parish for most people.
Car Insurance Prices by St. Martin Parish Neighborhood
Insurance Prices
Where is insurance cheapest within St. Martin Parish?
The map shows insurance prices in and around St. Martin Parish, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $722 per year within the county boundaries, with insurance premiums ranging from a high of $3,576 to a low of $2,854. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of St. Martin Parish.Pick the Best Car Insurance Company for You in St. Martin Parish
The best car insurance provider for most drivers in St. Martin Parish
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $868 over the average St. Martin Parish car insurance company.
The best car insurance provider for St. Martin Parish drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,522 over the competition.
The best car insurance company for St. Martin Parish drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,083 better than other car insurance companies.
The best auto insurance for St. Martin Parish drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,634 less each year.
The least expensive car insurance company for new and young drivers in St. Martin Parish
In St. Martin Parish, Farm Bureau costs young drivers $2,592 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Martin Parish
Farm Bureau gave the largest car insurance discounts to married couples, averaging $805 saved each year compared to an average St. Martin Parish couple's premiums.
The cheapest car insurance in St. Martin Parish for drivers with bad credit
The best St. Martin Parish car insurance company for customer service
Nationwide was the best company for customer service in St. Martin Parish according to the NAIC.
Recent price drops
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The cheapest large national provider in St. Martin Parish
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average St. Martin Parish driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Martin Parish, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around St. Martin Parish
What Influences the Cost of Car Insurance in St. Martin Parish?
On average, car insurance in St. Martin Parish is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:
- The average commute time in St. Martin Parish is 33 minutes, which is about the national average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Martin Parish are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- St. Martin Parish is a lightly populated area in the state. The county’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in St. Martin Parish is $164 per month for minimum coverage and $260 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Counties
- Lafayette Parish: Insurance costs 2.05% more
- Iberia Parish: Insurance costs 1.03% more
- Vermilion Parish: Insurance costs 1.86% less
- St. Landry Parish: Insurance costs 1.06% more
- Acadia Parish: Insurance costs 1.44% less
- Iberville Parish: Insurance costs 2.88% more
- Pointe Coupee Parish: Insurance costs 0.80% more
- West Baton Rouge Parish: Insurance costs 4.33% more
- Evangeline Parish: Insurance costs 2.28% less
- St. Mary Parish: Insurance costs 3.69% less
Counties with Similar Populations
- Culpeper County: Insurance costs 60.38% less
- Vermilion Parish: Insurance costs 1.86% less
- Vernon Parish: Insurance costs 13.14% less
- Waller County: Insurance costs 45.48% less
- Warren County: Insurance costs 61.12% less
- Dickson County: Insurance costs 56.47% less
- Delaware County: Insurance costs 29.46% less
- DeKalb County: Insurance costs 62.92% less
- Dearborn County: Insurance costs 61.41% less
- Davie County: Insurance costs 61.35% less