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Get Cheap Car Insurance in Summersville, OH
We monitor insurance prices, helping the average driver in Summersville save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Summersville
The chart below shows the cheapest car insurance company in Summersville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Summersville Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of Summersville Driver
Based on our extensive insurance data, we know the average Summersville driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $290 per year by choosing the right vehicle insurance company. Some Summersville residents are paying out over $1,096 extra every year for auto insurance in Summersville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Summersville, OH Savings / Yr. |
|---|---|
$290 |
|
$492 |
|
$416 |
|
$445 |
|
$1,064 |
|
$302 |
|
$424 |
Summersville Car Insurance vs. Ohio
People living in Summersville pay an average of 2.48% less than the typical driver in the state. The average driver in Summersville can expect to pay about $740 per year, or $1,096 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Summersville for most people.
Car Insurance Prices by Summersville Neighborhood
Insurance Prices
Where is insurance cheapest within Summersville?
The map shows insurance prices in and around Summersville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the city boundaries, with insurance premiums ranging from a high of $1,107 to a low of $1,068. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Summersville.Pick the Best Car Insurance Company for You in Summersville
The best car insurance provider for most drivers in Summersville
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $290 over the average Summersville car insurance company.
The best car insurance provider for Summersville drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $492 over the competition.
The best car insurance company for Summersville drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $416 better than other car insurance companies.
The best auto insurance for Summersville drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $445 less each year.
The least expensive car insurance company for new and young drivers in Summersville
In Summersville, Geico costs young drivers $1,064 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Summersville
State Farm gave the largest car insurance discounts to married couples, averaging $302 saved each year compared to an average Summersville couple's premiums.
The cheapest car insurance in Summersville for drivers with bad credit
The best Summersville car insurance company for customer service
Nationwide was the best company for customer service in Summersville according to the NAIC.
Recent price drops
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The cheapest large national provider in Summersville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Summersville driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Summersville, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Summersville
What Influences the Cost of Car Insurance in Summersville?
On average, car insurance in Summersville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Summersville is 33 minutes, which is about the national average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Summersville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Summersville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Summersville is $62 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- West Jackson: Insurance costs 0.64% more
- West Mansfield: Insurance costs 0.27% less
- Broadway: Insurance costs 2.10% less
- Claiborne: Insurance costs 2.10% less
- York Center: Insurance costs 1.09% less
- Richwood: Insurance costs 0.09% more
- Raymond: Insurance costs 0.82% less
- Essex: Insurance costs 1.19% more
- Pharisburg: Insurance costs 1.19% less
- East Liberty: Insurance costs 3.19% less
Cities with Similar Populations
- St. Johns: Insurance costs 0.46% more
- Glasco: Insurance costs 43.07% more
- South Ponte Vedra Beach: Insurance costs 114.69% more
- Southport: Insurance costs 116.33% more
- Spaulding: Insurance costs 56.11% more
- Springtown: Insurance costs 67.52% more
- Springville: Insurance costs 8.94% more
- Spruce: Insurance costs 1.19% more
- St. David: Insurance costs 30.57% more
- St. George: Insurance costs 38.41% more