Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Taylors Falls, MN
We monitor insurance prices, helping the average driver in Taylors Falls save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Taylors Falls
The chart below shows the cheapest car insurance company in Taylors Falls for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Taylors Falls Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Auto-Owners Insurance | $59 |
| Kemper | $63 |
| American Family Insurance | $63 |
Savings for Every Kind of Taylors Falls Driver
Based on our extensive insurance data, we know the average Taylors Falls driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $453 per year by choosing the right vehicle insurance company. Some Taylors Falls residents are paying out over $1,686 extra every year for auto insurance in Taylors Falls. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Taylors Falls, MN Savings / Yr. |
|---|---|
$453 |
|
$571 |
|
$367 |
|
$746 |
|
$1,279 |
|
$379 |
|
$996 |
Taylors Falls Car Insurance vs. Minnesota
People living in Taylors Falls pay an average of 4.95% more than the typical driver in the state. The average driver in Taylors Falls can expect to pay about $872 per year, or $1,686 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Taylors Falls for most people.
Car Insurance Prices by Taylors Falls Neighborhood
Insurance Prices
Where is insurance cheapest within Taylors Falls?
The map shows insurance prices in and around Taylors Falls, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $11 per year within the city boundaries, with insurance premiums ranging from a high of $1,687 to a low of $1,676. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northwest parts of Taylors Falls.Pick the Best Car Insurance Company for You in Taylors Falls
The best car insurance provider for most drivers in Taylors Falls
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $453 over the average Taylors Falls car insurance company.
The best car insurance provider for Taylors Falls drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $571 over the competition.
The best car insurance company for Taylors Falls drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $367 better than other car insurance companies.
The best auto insurance for Taylors Falls drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $746 less each year.
The least expensive car insurance company for new and young drivers in Taylors Falls
In Taylors Falls, State Farm costs young drivers $1,279 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Taylors Falls
State Farm gave the largest car insurance discounts to married couples, averaging $379 saved each year compared to an average Taylors Falls couple's premiums.
The cheapest car insurance in Taylors Falls for drivers with bad credit
The best Taylors Falls car insurance company for customer service
Nationwide was the best company for customer service in Taylors Falls according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Taylors Falls, which was better than other insurers.
The cheapest large national provider in Taylors Falls
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Taylors Falls driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Taylors Falls, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Taylors Falls
What Influences the Cost of Car Insurance in Taylors Falls?
On average, car insurance in Taylors Falls is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Taylors Falls is 42 minutes, which is far more than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Taylors Falls are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Taylors Falls is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Taylors Falls is $73 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- St. Croix Falls: Insurance costs 29.12% less
- Shafer: Insurance costs the same
- Sand Lake: Insurance costs 29.72% less
- Center City: Insurance costs the same
- Dresser: Insurance costs 29.54% less
- Centuria: Insurance costs 29.30% less
- Lindstrom: Insurance costs 0.47% more
- Nye: Insurance costs 29.30% less
- Osceola: Insurance costs 29.54% less
- Ubet: Insurance costs 29.06% less
Cities with Similar Populations
- Northwest: Insurance costs 25.39% less
- Falls Creek: Insurance costs 20.05% less
- Fort Jones: Insurance costs 4.80% more
- Fosston: Insurance costs 5.63% less
- Gallaway: Insurance costs 15.30% less
- Kentland: Insurance costs 30.25% less
- Macedonia: Insurance costs 4.39% more
- Maria Stein: Insurance costs 39.44% less
- Marks: Insurance costs 10.68% more
- Mound Bayou: Insurance costs 6.41% more