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Get Cheap Car Insurance in Tolland, CO
We monitor insurance prices, helping the average driver in Tolland save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Tolland
The chart below shows the cheapest car insurance company in Tolland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Tolland Insurer | Monthly Cost |
|---|---|
| State Farm | $65 |
| Bristol West | $77 |
| Safeco Insurance | $78 |
| Geico | $80 |
Savings for Every Kind of Tolland Driver
Based on our extensive insurance data, we know the average Tolland driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $408 per year by choosing the right vehicle insurance company. Some Tolland residents are paying out over $1,904 extra every year for auto insurance in Tolland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Tolland, CO Savings / Yr. |
|---|---|
$408 |
|
$727 |
|
$585 |
|
$626 |
|
$1,851 |
|
$491 |
|
$718 |
Tolland Car Insurance vs. Colorado
People living in Tolland pay an average of 0.73% more than the typical driver in the state. The average driver in Tolland can expect to pay about $1,112 per year, or $1,904 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Tolland for most people.
Car Insurance Prices by Tolland Neighborhood
Insurance Prices
Where is insurance cheapest within Tolland?
The map shows insurance prices in and around Tolland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,904 to a low of $1,904. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Tolland.Pick the Best Car Insurance Company for You in Tolland
The best car insurance provider for most drivers in Tolland
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $408 over the average Tolland car insurance company.
The best car insurance provider for Tolland drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $727 over the competition.
The best car insurance company for Tolland drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $585 better than other car insurance companies.
The best auto insurance for Tolland drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $626 less each year.
The least expensive car insurance company for new and young drivers in Tolland
In Tolland, State Farm costs young drivers $1,851 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Tolland
State Farm gave the largest car insurance discounts to married couples, averaging $491 saved each year compared to an average Tolland couple's premiums.
The cheapest car insurance in Tolland for drivers with bad credit
The best Tolland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Tolland
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Tolland driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tolland, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Tolland
What Influences the Cost of Car Insurance in Tolland?
On average, car insurance in Tolland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Tolland is 38 minutes, which is a little more than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Tolland are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Tolland has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Tolland is $93 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rollinsville: Insurance costs the same
- Nevadaville: Insurance costs 0.32% less
- Nederland: Insurance costs 2.05% more
- Black Hawk: Insurance costs 2.21% more
- Pinecliffe: Insurance costs 1.26% more
- Central City: Insurance costs 0.63% less
- Dumont: Insurance costs 0.16% more
- Downieville-Lawson-Dumont: Insurance costs 0.47% less
- Sugarloaf: Insurance costs 1.58% more
- Winter Park: Insurance costs 3.99% less
Cities with Similar Populations
- Wall Lake: Insurance costs 56.30% more
- Crocheron: Insurance costs 7.72% less
- Croton: Insurance costs 9.77% less
- Dahlia: Insurance costs 21.53% less
- Dale: Insurance costs 25.42% less
- Dell City: Insurance costs 25.79% less
- Tolchester Beach: Insurance costs 5.46% less
- Villula: Insurance costs 19.80% less
- Waldrip: Insurance costs 13.18% less
- Walker: Insurance costs 5.51% less