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Get Cheap Car Insurance in Winter Park, CO
We monitor insurance prices, helping the average driver in Winter Park save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Winter Park
The chart below shows the cheapest car insurance company in Winter Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Winter Park Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Bristol West | $74 |
| Safeco Insurance | $75 |
| Geico | $77 |
Savings for Every Kind of Winter Park Driver
Based on our extensive insurance data, we know the average Winter Park driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $392 per year by choosing the right vehicle insurance company. Some Winter Park residents are paying out over $1,828 extra every year for auto insurance in Winter Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Winter Park, CO Savings / Yr. |
|---|---|
$392 |
|
$698 |
|
$562 |
|
$601 |
|
$1,777 |
|
$471 |
|
$690 |
Winter Park Car Insurance vs. Colorado
People living in Winter Park pay an average of 3.29% less than the typical driver in the state. The average driver in Winter Park can expect to pay about $1,068 per year, or $1,828 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Winter Park for most people.
Car Insurance Prices by Winter Park Neighborhood
Insurance Prices
Where is insurance cheapest within Winter Park?
The map shows insurance prices in and around Winter Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $52 per year within the city boundaries, with insurance premiums ranging from a high of $1,870 to a low of $1,818. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Winter Park.Pick the Best Car Insurance Company for You in Winter Park
The best car insurance provider for most drivers in Winter Park
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $392 over the average Winter Park car insurance company.
The best car insurance provider for Winter Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $698 over the competition.
The best car insurance company for Winter Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $562 better than other car insurance companies.
The best auto insurance for Winter Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $601 less each year.
The least expensive car insurance company for new and young drivers in Winter Park
In Winter Park, State Farm costs young drivers $1,777 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Winter Park
State Farm gave the largest car insurance discounts to married couples, averaging $471 saved each year compared to an average Winter Park couple's premiums.
The cheapest car insurance in Winter Park for drivers with bad credit
The best Winter Park car insurance company for customer service
Nationwide was the best company for customer service in Winter Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Winter Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Winter Park driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Winter Park, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Winter Park
What Influences the Cost of Car Insurance in Winter Park?
On average, car insurance in Winter Park is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Winter Park is 25 minutes, which is a little less than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Winter Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Winter Park is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Winter Park is $89 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fraser: Insurance costs 0.05% more
- Tabernash: Insurance costs 1.15% more
- Tolland: Insurance costs 4.16% more
- Empire: Insurance costs 3.83% more
- Granby: Insurance costs 1.31% more
- Dumont: Insurance costs 4.32% more
- Nevadaville: Insurance costs 3.83% more
- Downieville-Lawson-Dumont: Insurance costs 3.67% more
- Rollinsville: Insurance costs 4.16% more
- Georgetown: Insurance costs 4.70% more
Cities with Similar Populations
- Yeagertown: Insurance costs 31.78% less
- Waterloo: Insurance costs 6.18% more
- Waterloo: Insurance costs 52.95% more
- Wayne City: Insurance costs 21.44% less
- Welcome: Insurance costs 8.26% more
- Elwell: Insurance costs 52.24% more
- Winfield: Insurance costs 32.11% less
- Bluff Dale: Insurance costs 11.98% less
- Blue River: Insurance costs 37.75% less
- Wortham: Insurance costs 12.69% less