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Get Cheap Car Insurance in Twentynine Palms, CA
We monitor insurance prices, helping the average driver in Twentynine Palms save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Twentynine Palms
The chart below shows the cheapest car insurance company in Twentynine Palms for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Twentynine Palms Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $55 |
| Progressive | $59 |
| Travelers | $61 |
Savings for Every Kind of Twentynine Palms Driver
Based on our extensive insurance data, we know the average Twentynine Palms driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $621 per year by choosing the right vehicle insurance company. Some Twentynine Palms residents are paying out over $1,941 extra every year for auto insurance in Twentynine Palms. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Twentynine Palms, CA Savings / Yr. |
|---|---|
$621 |
|
$1,137 |
|
$899 |
|
$1,580 |
|
$811 |
|
$352 |
|
$0 |
Twentynine Palms Car Insurance vs. California
People living in Twentynine Palms pay an average of 3.33% less than the typical driver in the state. The average driver in Twentynine Palms can expect to pay about $909 per year, or $1,941 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Twentynine Palms for most people.
Car Insurance Prices by Twentynine Palms Neighborhood
Insurance Prices
Where is insurance cheapest within Twentynine Palms?
The map shows insurance prices in and around Twentynine Palms, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $151 per year within the city boundaries, with insurance premiums ranging from a high of $2,025 to a low of $1,874. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Twentynine Palms.Pick the Best Car Insurance Company for You in Twentynine Palms
The best car insurance provider for most drivers in Twentynine Palms
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $621 over the average Twentynine Palms car insurance company.
The best car insurance provider for Twentynine Palms drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,137 over the competition.
The best car insurance company for Twentynine Palms drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $899 better than other car insurance companies.
The best auto insurance for Twentynine Palms drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,580 less each year.
The least expensive car insurance company for new and young drivers in Twentynine Palms
In Twentynine Palms, State Farm costs young drivers $811 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Twentynine Palms
Progressive gave the largest car insurance discounts to married couples, averaging $352 saved each year compared to an average Twentynine Palms couple's premiums.
The cheapest car insurance in Twentynine Palms for drivers with bad credit
The best Twentynine Palms car insurance company for customer service
Nationwide was the best company for customer service in Twentynine Palms according to the NAIC.
Recent price drops
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The cheapest large national provider in Twentynine Palms
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Twentynine Palms driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Twentynine Palms, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Twentynine Palms
What Influences the Cost of Car Insurance in Twentynine Palms?
On average, car insurance in Twentynine Palms is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Twentynine Palms is 20 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Twentynine Palms are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Twentynine Palms is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Twentynine Palms is $76 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Twentynine Palms Marine Corps Base: Insurance costs 0.72% less
- Sunfair: Insurance costs 0.15% less
- Joshua Tree: Insurance costs 0.67% more
- Yucca Valley: Insurance costs 2.73% more
- Homestead Valley: Insurance costs 0.31% less
- Pioneertown: Insurance costs 0.57% less
- Rimrock: Insurance costs 1.18% less
- Morongo Valley: Insurance costs 0.98% more
- Big Bear: Insurance costs 2.73% more
- Sugarloaf: Insurance costs 3.50% more
Cities with Similar Populations
- Riverhead: Insurance costs 35.29% more
- Milford: Insurance costs 18.03% less
- Millville: Insurance costs 4.53% less
- Milton: Insurance costs 6.08% less
- Pooler: Insurance costs 11.08% less
- Randallstown: Insurance costs 21.12% more
- Raytown: Insurance costs 2.99% more
- Reedley: Insurance costs 7.68% more
- Ridgecrest: Insurance costs 2.16% less
- Middleton: Insurance costs 43.02% less