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Get Cheap Car Insurance in Vail, WA
We monitor insurance prices, helping the average driver in Vail save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Vail
The chart below shows the cheapest car insurance company in Vail for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Vail Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| State Farm | $55 |
| Progressive | $60 |
| Geico | $65 |
Savings for Every Kind of Vail Driver
Based on our extensive insurance data, we know the average Vail driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $416 per year by choosing the right vehicle insurance company. Some Vail residents are paying out over $1,422 extra every year for auto insurance in Vail. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Vail, WA Savings / Yr. |
|---|---|
$416 |
|
$735 |
|
$530 |
|
$401 |
|
$1,522 |
|
$288 |
|
$493 |
Vail Car Insurance vs. Washington
People living in Vail pay an average of 1.29% more than the typical driver in the state. The average driver in Vail can expect to pay about $855 per year, or $1,422 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Vail for most people.
Car Insurance Prices by Vail Neighborhood
Insurance Prices
Where is insurance cheapest within Vail?
The map shows insurance prices in and around Vail, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $29 per year within the city boundaries, with insurance premiums ranging from a high of $1,444 to a low of $1,415. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Vail.Pick the Best Car Insurance Company for You in Vail
The best car insurance provider for most drivers in Vail
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $416 over the average Vail car insurance company.
The best car insurance provider for Vail drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $735 over the competition.
The best car insurance company for Vail drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $530 better than other car insurance companies.
The best auto insurance for Vail drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $401 less each year.
The least expensive car insurance company for new and young drivers in Vail
In Vail, State Farm costs young drivers $1,522 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Vail
State Farm gave the largest car insurance discounts to married couples, averaging $288 saved each year compared to an average Vail couple's premiums.
The cheapest car insurance in Vail for drivers with bad credit
The best Vail car insurance company for customer service
Recent price drops
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The cheapest large national provider in Vail
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Vail driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Vail, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Vail
What Influences the Cost of Car Insurance in Vail?
On average, car insurance in Vail is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Vail is 57 minutes, which is far more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Vail are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Vail is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Vail is $71 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rainier: Insurance costs 1.97% more
- Yelm: Insurance costs 2.74% more
- Tenino: Insurance costs 0.77% less
- Kellys Korner: Insurance costs 0.56% less
- Roy: Insurance costs 2.18% more
- Bucoda: Insurance costs 4.29% less
- Mckenna: Insurance costs 0.77% more
- Nisqually Indian Community: Insurance costs 6.19% less
- Lacey: Insurance costs 3.59% more
- Fords Prairie: Insurance costs 5.27% less
Cities with Similar Populations
- Scotia: Insurance costs 23.21% more
- Olivet: Insurance costs 18.35% less
- Rosati: Insurance costs 26.65% more
- Sands: Insurance costs 89.45% more
- Santeetlah: Insurance costs 12.80% less
- Sapps: Insurance costs 12.66% more
- Sardine: Insurance costs 2.25% more
- Sargeant: Insurance costs 7.88% more
- Schooleys: Insurance costs 21.52% less
- Obeeville: Insurance costs 7.17% more