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Get Cheap Car Insurance in Waterbury Center, VT
We monitor insurance prices, helping the average driver in Waterbury Center save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Waterbury Center
The chart below shows the cheapest car insurance company in Waterbury Center for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| Waterbury Center Insurer | Monthly Cost |
|---|---|
| Kemper | $32 |
| State Farm | $38 |
| Safeco Insurance | $43 |
| Concord Group Insurance | $48 |
Savings for Every Kind of Waterbury Center Driver
Based on our extensive insurance data, we know the average Waterbury Center driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $295 per year by choosing the right vehicle insurance company. Some Waterbury Center residents are paying out over $1,161 extra every year for auto insurance in Waterbury Center. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waterbury Center, VT Savings / Yr. |
|---|---|
$295 |
|
$551 |
|
$351 |
|
$539 |
|
$1,064 |
|
$300 |
|
$518 |
Waterbury Center Car Insurance vs. Vermont
People living in Waterbury Center pay an average of 4.82% less than the typical driver in the state. The average driver in Waterbury Center can expect to pay about $639 per year, or $1,161 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Waterbury Center for most people.
Car Insurance Prices by Waterbury Center Neighborhood
Insurance Prices
Where is insurance cheapest within Waterbury Center?
The map shows insurance prices in and around Waterbury Center, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $36 per year within the city boundaries, with insurance premiums ranging from a high of $1,179 to a low of $1,143. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Waterbury Center.Pick the Best Car Insurance Company for You in Waterbury Center
The best car insurance provider for most drivers in Waterbury Center
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $295 over the average Waterbury Center car insurance company.
The best car insurance provider for Waterbury Center drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $551 over the competition.
The best car insurance company for Waterbury Center drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $351 better than other car insurance companies.
The best auto insurance for Waterbury Center drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $539 less each year.
The least expensive car insurance company for new and young drivers in Waterbury Center
In Waterbury Center, Concord Group Insurance costs young drivers $1,064 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waterbury Center
State Farm gave the largest car insurance discounts to married couples, averaging $300 saved each year compared to an average Waterbury Center couple's premiums.
The cheapest car insurance in Waterbury Center for drivers with bad credit
The best Waterbury Center car insurance company for customer service
Nationwide was the best company for customer service in Waterbury Center according to the NAIC.
Recent price drops
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The cheapest large national provider in Waterbury Center
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Waterbury Center driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waterbury Center, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around Waterbury Center
What Influences the Cost of Car Insurance in Waterbury Center?
On average, car insurance in Waterbury Center is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Vermont state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waterbury Center are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Waterbury Center is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Waterbury Center is $53 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Colbyville: Insurance costs 1.46% more
- Waterbury: Insurance costs 0.43% more
- Middlesex: Insurance costs 0.09% more
- Moscow: Insurance costs 2.67% more
- Stowe: Insurance costs 2.76% more
- Worcester: Insurance costs 0.95% more
- Wrightsville: Insurance costs 0.17% less
- West Bolton: Insurance costs 0.95% less
- Moretown: Insurance costs 1.03% more
- Calais: Insurance costs 1.46% more
Cities with Similar Populations
- Sattler: Insurance costs 42.55% more
- Ivoryton: Insurance costs 64.60% more
- Joppa: Insurance costs 32.99% more
- Kutztown University: Insurance costs 13.52% more
- Albany: Insurance costs 42.03% more
- Leon: Insurance costs 6.63% more
- Manson: Insurance costs 10.68% more
- Mount Hermon: Insurance costs 165.03% more
- Moyie Springs: Insurance costs 0.34% less
- Lemont Furnace: Insurance costs 19.38% more