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Get Cheap Car Insurance in Waterbury, VT
We monitor insurance prices, helping the average driver in Waterbury save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Waterbury
The chart below shows the cheapest car insurance company in Waterbury for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| Waterbury Insurer | Monthly Cost |
|---|---|
| Kemper | $32 |
| State Farm | $38 |
| Safeco Insurance | $43 |
| Concord Group Insurance | $48 |
Savings for Every Kind of Waterbury Driver
Based on our extensive insurance data, we know the average Waterbury driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $296 per year by choosing the right vehicle insurance company. Some Waterbury residents are paying out over $1,166 extra every year for auto insurance in Waterbury. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waterbury, VT Savings / Yr. |
|---|---|
$296 |
|
$553 |
|
$353 |
|
$541 |
|
$1,068 |
|
$301 |
|
$520 |
Waterbury Car Insurance vs. Vermont
People living in Waterbury pay an average of 4.44% less than the typical driver in the state. The average driver in Waterbury can expect to pay about $641 per year, or $1,166 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Waterbury for most people.
Car Insurance Prices by Waterbury Neighborhood
Insurance Prices
Where is insurance cheapest within Waterbury?
The map shows insurance prices in and around Waterbury, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $43 per year within the city boundaries, with insurance premiums ranging from a high of $1,186 to a low of $1,143. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Waterbury.Pick the Best Car Insurance Company for You in Waterbury
The best car insurance provider for most drivers in Waterbury
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $296 over the average Waterbury car insurance company.
The best car insurance provider for Waterbury drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $553 over the competition.
The best car insurance company for Waterbury drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $353 better than other car insurance companies.
The best auto insurance for Waterbury drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $541 less each year.
The least expensive car insurance company for new and young drivers in Waterbury
In Waterbury, Concord Group Insurance costs young drivers $1,068 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waterbury
State Farm gave the largest car insurance discounts to married couples, averaging $301 saved each year compared to an average Waterbury couple's premiums.
The cheapest car insurance in Waterbury for drivers with bad credit
The best Waterbury car insurance company for customer service
Recent price drops
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The cheapest large national provider in Waterbury
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Waterbury driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waterbury, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around Waterbury
What Influences the Cost of Car Insurance in Waterbury?
On average, car insurance in Waterbury is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Waterbury is 30 minutes, which is a little less than average for a driver in the state.
- Vermont state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waterbury are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Waterbury is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Waterbury is $53 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Colbyville: Insurance costs 1.03% more
- Waterbury Center: Insurance costs 0.43% less
- Moretown: Insurance costs 0.60% more
- Middlesex: Insurance costs 0.34% less
- West Bolton: Insurance costs 1.37% less
- Moscow: Insurance costs 2.23% more
- Wrightsville: Insurance costs 0.60% less
- Huntington Center: Insurance costs 1.11% more
- Stowe: Insurance costs 2.32% more
- Worcester: Insurance costs 0.51% more
Cities with Similar Populations
- Galesville: Insurance costs 3.09% less
- Mobridge: Insurance costs 45.28% more
- Monticello: Insurance costs 49.31% more
- Pound Ridge: Insurance costs 109.01% more
- Prescott: Insurance costs 149.57% more
- Saegertown: Insurance costs 15.78% more
- Sherman: Insurance costs 66.47% more
- Sherwood: Insurance costs 8.66% less
- South Fulton: Insurance costs 14.84% more
- Valley: Insurance costs 18.87% more