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Get Cheap Car Insurance in Wayland, MI
We monitor insurance prices, helping the average driver in Wayland save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Wayland
The chart below shows the cheapest car insurance company in Wayland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Wayland Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $100 |
| Progressive | $114 |
| State Farm | $115 |
| Safeco Insurance | $121 |
Savings for Every Kind of Wayland Driver
Based on our extensive insurance data, we know the average Wayland driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,080 per year by choosing the right vehicle insurance company. Some Wayland residents are paying out over $2,688 extra every year for auto insurance in Wayland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wayland, MI Savings / Yr. |
|---|---|
$1,080 |
|
$1,764 |
|
$1,560 |
|
$2,372 |
|
$2,798 |
|
$0 |
|
$0 |
Wayland Car Insurance vs. Michigan
People living in Wayland pay an average of 7.28% less than the typical driver in the state. The average driver in Wayland can expect to pay about $2,042 per year, or $2,688 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Wayland for most people.
Car Insurance Prices by Wayland Neighborhood
Insurance Prices
Where is insurance cheapest within Wayland?
The map shows insurance prices in and around Wayland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $154 per year within the city boundaries, with insurance premiums ranging from a high of $2,749 to a low of $2,595. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Wayland.Pick the Best Car Insurance Company for You in Wayland
The best car insurance provider for most drivers in Wayland
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,080 over the average Wayland car insurance company.
The best car insurance provider for Wayland drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,764 over the competition.
The best car insurance company for Wayland drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,560 better than other car insurance companies.
The best auto insurance for Wayland drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,372 less each year.
The least expensive car insurance company for new and young drivers in Wayland
In Wayland, Geico costs young drivers $2,798 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wayland
The cheapest car insurance in Wayland for drivers with bad credit
The best Wayland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Wayland
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wayland driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wayland, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Wayland
What Influences the Cost of Car Insurance in Wayland?
On average, car insurance in Wayland is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wayland is 29 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Wayland is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wayland is $170 per month for minimum coverage and $224 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bradley: Insurance costs 2.19% more
- Moline: Insurance costs 2.16% less
- Shelbyville: Insurance costs 1.82% more
- Hopkinsburg: Insurance costs 0.45% less
- Corinth: Insurance costs 2.27% less
- Hopkins: Insurance costs 1.41% less
- Middleville: Insurance costs 1.82% less
- Dorr: Insurance costs 1.41% less
- Circle Pine Center: Insurance costs 3.79% more
- North Dorr: Insurance costs 0.82% less
Cities with Similar Populations
- Brown Deer: Insurance costs 54.43% less
- Camdenton: Insurance costs 34.15% less
- Camden: Insurance costs 33.07% less
- Callaway: Insurance costs 5.39% less
- Calimesa: Insurance costs 23.18% less
- California: Insurance costs 33.56% less
- Cahokia: Insurance costs 35.34% less
- Byhalia: Insurance costs 36.24% less
- Buzzards Bay: Insurance costs 41.96% less
- Burnet: Insurance costs 40.40% less