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Get Cheap Car Insurance in West Kingston, RI
We monitor insurance prices, helping the average driver in West Kingston save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in West Kingston
The chart below shows the cheapest car insurance company in West Kingston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| West Kingston Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $76 |
| Geico | $98 |
| Progressive | $114 |
| Midvale Home & Auto | $120 |
Savings for Every Kind of West Kingston Driver
Based on our extensive insurance data, we know the average West Kingston driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $726 per year by choosing the right vehicle insurance company. Some West Kingston residents are paying out over $2,183 extra every year for auto insurance in West Kingston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Kingston, RI Savings / Yr. |
|---|---|
$726 |
|
$877 |
|
$966 |
|
$1,635 |
|
$3,399 |
|
$248 |
|
$736 |
West Kingston Car Insurance vs. Rhode Island
People living in West Kingston pay an average of 1.99% less than the typical driver in the state. The average driver in West Kingston can expect to pay about $1,336 per year, or $2,183 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in West Kingston for most people.
Car Insurance Prices by West Kingston Neighborhood
Insurance Prices
Where is insurance cheapest within West Kingston?
The map shows insurance prices in and around West Kingston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the city boundaries, with insurance premiums ranging from a high of $2,196 to a low of $2,132. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of West Kingston.Pick the Best Car Insurance Company for You in West Kingston
The best car insurance provider for most drivers in West Kingston
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $726 over the average West Kingston car insurance company.
The best car insurance provider for West Kingston drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $877 over the competition.
The best car insurance company for West Kingston drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $966 better than other car insurance companies.
The best auto insurance for West Kingston drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,635 less each year.
The least expensive car insurance company for new and young drivers in West Kingston
In West Kingston, State Farm costs young drivers $3,399 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Kingston
Geico gave the largest car insurance discounts to married couples, averaging $248 saved each year compared to an average West Kingston couple's premiums.
The cheapest car insurance in West Kingston for drivers with bad credit
The best West Kingston car insurance company for customer service
Recent price drops
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The cheapest large national provider in West Kingston
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average West Kingston driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Kingston, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around West Kingston
What Influences the Cost of Car Insurance in West Kingston?
On average, car insurance in West Kingston is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West Kingston are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- West Kingston is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in West Kingston is $111 per month for minimum coverage and $182 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Slocum: Insurance costs 0.46% less
- Richmond: Insurance costs 0.78% less
- Kingston: Insurance costs the same
- Carolina: Insurance costs 1.15% less
- Wyoming: Insurance costs 0.46% less
- Kenyon: Insurance costs 2.70% less
- Exeter: Insurance costs 1.24% less
- Fisherville: Insurance costs 1.33% less
- Wakefield: Insurance costs 0.87% less
- South Kingstown: Insurance costs 1.92% less
Cities with Similar Populations
- Lexington: Insurance costs 35.50% more
- Butler: Insurance costs 46.54% less
- Union City: Insurance costs 45.72% less
- Aurora: Insurance costs 29.18% less
- New Market: Insurance costs 46.95% less
- Kewaunee: Insurance costs 49.61% less
- Port Republic: Insurance costs 15.39% less
- Evendale: Insurance costs 47.82% less
- Evart: Insurance costs 29.00% more
- Slaughterville: Insurance costs 20.43% less