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Get Cheap Car Insurance in South Kingstown, RI
We monitor insurance prices, helping the average driver in South Kingstown save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in South Kingstown
The chart below shows the cheapest car insurance company in South Kingstown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| South Kingstown Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $74 |
| Geico | $96 |
| Progressive | $112 |
| Midvale Home & Auto | $117 |
Savings for Every Kind of South Kingstown Driver
Based on our extensive insurance data, we know the average South Kingstown driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $712 per year by choosing the right vehicle insurance company. Some South Kingstown residents are paying out over $2,141 extra every year for auto insurance in South Kingstown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Kingstown, RI Savings / Yr. |
|---|---|
$712 |
|
$860 |
|
$948 |
|
$1,603 |
|
$3,334 |
|
$243 |
|
$722 |
South Kingstown Car Insurance vs. Rhode Island
People living in South Kingstown pay an average of 3.87% less than the typical driver in the state. The average driver in South Kingstown can expect to pay about $1,310 per year, or $2,141 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in South Kingstown for most people.
Car Insurance Prices by South Kingstown Neighborhood
Insurance Prices
Where is insurance cheapest within South Kingstown?
The map shows insurance prices in and around South Kingstown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $2,169 to a low of $2,135. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of South Kingstown.Pick the Best Car Insurance Company for You in South Kingstown
The best car insurance provider for most drivers in South Kingstown
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $712 over the average South Kingstown car insurance company.
The best car insurance provider for South Kingstown drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $860 over the competition.
The best car insurance company for South Kingstown drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $948 better than other car insurance companies.
The best auto insurance for South Kingstown drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,603 less each year.
The least expensive car insurance company for new and young drivers in South Kingstown
In South Kingstown, State Farm costs young drivers $3,334 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Kingstown
Geico gave the largest car insurance discounts to married couples, averaging $243 saved each year compared to an average South Kingstown couple's premiums.
The cheapest car insurance in South Kingstown for drivers with bad credit
The best South Kingstown car insurance company for customer service
Amica was the best company for customer service in South Kingstown according to the NAIC.
Recent price drops
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The cheapest large national provider in South Kingstown
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Kingstown driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Kingstown, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around South Kingstown
What Influences the Cost of Car Insurance in South Kingstown?
On average, car insurance in South Kingstown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Kingstown are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- South Kingstown is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Kingstown is $109 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wakefield: Insurance costs 1.07% more
- Tuckertown: Insurance costs 0.14% more
- Kenyon: Insurance costs 0.79% less
- Wakefield-Peacedale: Insurance costs 3.46% more
- Kingston: Insurance costs 1.96% more
- Narragansett Pier: Insurance costs 2.99% more
- Narragansett: Insurance costs 1.26% more
- Charlestown: Insurance costs 0.14% less
- West Kingston: Insurance costs 1.96% more
- Carolina: Insurance costs 0.79% more
Cities with Similar Populations
- Rose Lake: Insurance costs 44.98% less
- Northboro: Insurance costs 42.32% less
- O'Brion: Insurance costs 29.57% less
- Oak Ridge: Insurance costs 34.38% less
- Robeson Extension: Insurance costs 37.32% less
- Rociada: Insurance costs 29.15% less
- Rocky: Insurance costs 20.08% less
- Rogers: Insurance costs 40.87% more
- Rogers Spring: Insurance costs 34.52% less
- Roland: Insurance costs 44.47% less