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Get Cheap Car Insurance in Narragansett Pier, RI
We monitor insurance prices, helping the average driver in Narragansett Pier save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Narragansett Pier
The chart below shows the cheapest car insurance company in Narragansett Pier for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Narragansett Pier Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $77 |
| Geico | $99 |
| Progressive | $115 |
| Midvale Home & Auto | $121 |
Savings for Every Kind of Narragansett Pier Driver
Based on our extensive insurance data, we know the average Narragansett Pier driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $734 per year by choosing the right vehicle insurance company. Some Narragansett Pier residents are paying out over $2,205 extra every year for auto insurance in Narragansett Pier. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Narragansett Pier, RI Savings / Yr. |
|---|---|
$734 |
|
$886 |
|
$976 |
|
$1,652 |
|
$3,434 |
|
$250 |
|
$744 |
Narragansett Pier Car Insurance vs. Rhode Island
People living in Narragansett Pier pay an average of 0.99% less than the typical driver in the state. The average driver in Narragansett Pier can expect to pay about $1,350 per year, or $2,205 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Narragansett Pier for most people.
Car Insurance Prices by Narragansett Pier Neighborhood
Insurance Prices
Where is insurance cheapest within Narragansett Pier?
The map shows insurance prices in and around Narragansett Pier, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $90 per year within the city boundaries, with insurance premiums ranging from a high of $2,238 to a low of $2,148. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Narragansett Pier.Pick the Best Car Insurance Company for You in Narragansett Pier
The best car insurance provider for most drivers in Narragansett Pier
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $734 over the average Narragansett Pier car insurance company.
The best car insurance provider for Narragansett Pier drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $886 over the competition.
The best car insurance company for Narragansett Pier drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $976 better than other car insurance companies.
The best auto insurance for Narragansett Pier drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,652 less each year.
The least expensive car insurance company for new and young drivers in Narragansett Pier
In Narragansett Pier, State Farm costs young drivers $3,434 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Narragansett Pier
Geico gave the largest car insurance discounts to married couples, averaging $250 saved each year compared to an average Narragansett Pier couple's premiums.
The cheapest car insurance in Narragansett Pier for drivers with bad credit
The best Narragansett Pier car insurance company for customer service
Amica was the best company for customer service in Narragansett Pier according to the NAIC.
Recent price drops
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The cheapest large national provider in Narragansett Pier
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Narragansett Pier driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Narragansett Pier, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Narragansett Pier
What Influences the Cost of Car Insurance in Narragansett Pier?
On average, car insurance in Narragansett Pier is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Narragansett Pier is 29 minutes, which is far less than average for a driver in the state.
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Narragansett Pier are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Narragansett Pier is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Narragansett Pier is $112 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Narragansett: Insurance costs 1.68% less
- Wakefield-Peacedale: Insurance costs 0.45% more
- Tuckertown: Insurance costs 2.77% less
- Wakefield: Insurance costs 1.86% less
- South Kingstown: Insurance costs 2.90% less
- Kingston: Insurance costs 1.00% less
- Saunderstown: Insurance costs 1.36% less
- Kenyon: Insurance costs 3.67% less
- Jamestown: Insurance costs 0.77% less
- West Kingston: Insurance costs 1.00% less
Cities with Similar Populations
- Rapid City: Insurance costs 28.84% more
- Lucerne: Insurance costs 14.60% less
- Medinah: Insurance costs 29.30% less
- Millersburg: Insurance costs 38.00% less
- Monroe City: Insurance costs 17.87% less
- Naches: Insurance costs 40.63% less
- Pennellville: Insurance costs 3.40% less
- Petersburg: Insurance costs 44.94% less
- Port Allegany: Insurance costs 38.64% less
- Big Sky: Insurance costs 29.66% less