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Get Cheap Car Insurance in Saunderstown, RI
We monitor insurance prices, helping the average driver in Saunderstown save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Saunderstown
The chart below shows the cheapest car insurance company in Saunderstown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Saunderstown Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $76 |
| Geico | $97 |
| Progressive | $114 |
| Midvale Home & Auto | $119 |
Savings for Every Kind of Saunderstown Driver
Based on our extensive insurance data, we know the average Saunderstown driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $724 per year by choosing the right vehicle insurance company. Some Saunderstown residents are paying out over $2,175 extra every year for auto insurance in Saunderstown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Saunderstown, RI Savings / Yr. |
|---|---|
$724 |
|
$874 |
|
$963 |
|
$1,629 |
|
$3,387 |
|
$247 |
|
$733 |
Saunderstown Car Insurance vs. Rhode Island
People living in Saunderstown pay an average of 2.34% less than the typical driver in the state. The average driver in Saunderstown can expect to pay about $1,331 per year, or $2,175 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Saunderstown for most people.
Car Insurance Prices by Saunderstown Neighborhood
Insurance Prices
Where is insurance cheapest within Saunderstown?
The map shows insurance prices in and around Saunderstown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $110 per year within the city boundaries, with insurance premiums ranging from a high of $2,236 to a low of $2,126. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Saunderstown.Pick the Best Car Insurance Company for You in Saunderstown
The best car insurance provider for most drivers in Saunderstown
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $724 over the average Saunderstown car insurance company.
The best car insurance provider for Saunderstown drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $874 over the competition.
The best car insurance company for Saunderstown drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $963 better than other car insurance companies.
The best auto insurance for Saunderstown drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,629 less each year.
The least expensive car insurance company for new and young drivers in Saunderstown
In Saunderstown, State Farm costs young drivers $3,387 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Saunderstown
Geico gave the largest car insurance discounts to married couples, averaging $247 saved each year compared to an average Saunderstown couple's premiums.
The cheapest car insurance in Saunderstown for drivers with bad credit
The best Saunderstown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Saunderstown
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Saunderstown driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Saunderstown, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Saunderstown
What Influences the Cost of Car Insurance in Saunderstown?
On average, car insurance in Saunderstown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Saunderstown is 32 minutes, which is a little less than average for a driver in the state.
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Saunderstown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Saunderstown is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Saunderstown is $111 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kingston: Insurance costs 0.37% more
- Jamestown: Insurance costs 0.60% more
- Wakefield-Peacedale: Insurance costs 1.84% more
- Narragansett: Insurance costs 0.32% less
- North Kingstown: Insurance costs 1.24% more
- Narragansett Pier: Insurance costs 1.38% more
- Slocum: Insurance costs 0.09% less
- Fisherville: Insurance costs 0.97% less
- West Kingston: Insurance costs 0.37% more
- Wakefield: Insurance costs 0.51% less
Cities with Similar Populations
- Jefferson: Insurance costs 32.87% less
- Jonesboro: Insurance costs 33.29% more
- Johnston: Insurance costs 23.95% less
- Johnston City: Insurance costs 30.80% less
- Johnsonville: Insurance costs 22.30% less
- Johnson Lane: Insurance costs 11.03% less
- Johnson: Insurance costs 26.07% less
- Johnsburg: Insurance costs 30.30% less
- Jermyn: Insurance costs 36.83% less
- Jeffersonville: Insurance costs 0.37% less