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Get Cheap Car Insurance in Wakefield-Peacedale, RI
We monitor insurance prices, helping the average driver in Wakefield-Peacedale save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Wakefield-Peacedale
The chart below shows the cheapest car insurance company in Wakefield-Peacedale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Wakefield-Peacedale Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $77 |
| Geico | $99 |
| Progressive | $116 |
| Midvale Home & Auto | $121 |
Savings for Every Kind of Wakefield-Peacedale Driver
Based on our extensive insurance data, we know the average Wakefield-Peacedale driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $737 per year by choosing the right vehicle insurance company. Some Wakefield-Peacedale residents are paying out over $2,215 extra every year for auto insurance in Wakefield-Peacedale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wakefield-Peacedale, RI Savings / Yr. |
|---|---|
$737 |
|
$890 |
|
$981 |
|
$1,659 |
|
$3,449 |
|
$252 |
|
$747 |
Wakefield-Peacedale Car Insurance vs. Rhode Island
People living in Wakefield-Peacedale pay an average of 0.55% less than the typical driver in the state. The average driver in Wakefield-Peacedale can expect to pay about $1,356 per year, or $2,215 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Wakefield-Peacedale for most people.
Car Insurance Prices by Wakefield-Peacedale Neighborhood
Insurance Prices
Where is insurance cheapest within Wakefield-Peacedale?
The map shows insurance prices in and around Wakefield-Peacedale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $171 per year within the city boundaries, with insurance premiums ranging from a high of $2,298 to a low of $2,127. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Wakefield-Peacedale.Pick the Best Car Insurance Company for You in Wakefield-Peacedale
The best car insurance provider for most drivers in Wakefield-Peacedale
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $737 over the average Wakefield-Peacedale car insurance company.
The best car insurance provider for Wakefield-Peacedale drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $890 over the competition.
The best car insurance company for Wakefield-Peacedale drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $981 better than other car insurance companies.
The best auto insurance for Wakefield-Peacedale drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,659 less each year.
The least expensive car insurance company for new and young drivers in Wakefield-Peacedale
In Wakefield-Peacedale, State Farm costs young drivers $3,449 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wakefield-Peacedale
Geico gave the largest car insurance discounts to married couples, averaging $252 saved each year compared to an average Wakefield-Peacedale couple's premiums.
The cheapest car insurance in Wakefield-Peacedale for drivers with bad credit
The best Wakefield-Peacedale car insurance company for customer service
Amica was the best company for customer service in Wakefield-Peacedale according to the NAIC.
Recent price drops
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The cheapest large national provider in Wakefield-Peacedale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Wakefield-Peacedale driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wakefield-Peacedale, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Wakefield-Peacedale
What Influences the Cost of Car Insurance in Wakefield-Peacedale?
On average, car insurance in Wakefield-Peacedale is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wakefield-Peacedale is 30 minutes, which is a little less than average for a driver in the state.
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wakefield-Peacedale are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Wakefield-Peacedale is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wakefield-Peacedale is $113 per month for minimum coverage and $185 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wakefield: Insurance costs 2.30% less
- Narragansett Pier: Insurance costs 0.45% less
- Narragansett: Insurance costs 2.12% less
- Tuckertown: Insurance costs 3.21% less
- Kingston: Insurance costs 1.44% less
- South Kingstown: Insurance costs 3.34% less
- Saunderstown: Insurance costs 1.81% less
- Kenyon: Insurance costs 4.11% less
- West Kingston: Insurance costs 1.44% less
- Slocum: Insurance costs 1.90% less
Cities with Similar Populations
- Dewey: Insurance costs 22.44% less
- Doylestown: Insurance costs 51.15% less
- Douglas: Insurance costs 31.29% less
- Dos Palos: Insurance costs 12.14% less
- Dorr: Insurance costs 19.64% more
- Dormont: Insurance costs 34.09% less
- Doraville: Insurance costs 5.60% less
- Dora: Insurance costs 29.35% less
- Donaldsonville: Insurance costs 45.87% more
- Dock Junction: Insurance costs 24.38% less