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Get Cheap Car Insurance in Kenyon, RI

We monitor insurance prices, helping the average driver in Kenyon save up to 41.3% on car insurance.

 

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The Cheapest Minimum Coverage in Kenyon

The chart below shows the cheapest car insurance company in Kenyon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.

 
Kenyon Insurer Monthly Cost
Safeco Insurance $74
Geico $95
Progressive $111
Midvale Home & Auto $116

Savings for Every Kind of Kenyon Driver

The table shows how much the average auto insurance customer in Kenyon might save by following our recommendations.

Based on our extensive insurance data, we know the average Kenyon driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $707 per year by choosing the right vehicle insurance company. Some Kenyon residents are paying out over $2,124 extra every year for auto insurance in Kenyon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Kenyon Car Insurance vs. Rhode Island

People living in Kenyon pay an average of 4.61% less than the typical driver in the state. The average driver in Kenyon can expect to pay about $1,300 per year, or $2,124 for full coverage.

Based on our analysis, State Farm will be the cheapest provider in Kenyon for most people.

Car Insurance Prices by Kenyon Neighborhood

Kenyon, RI map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Kenyon?

The map shows insurance prices in and around Kenyon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $102 per year within the city boundaries, with insurance premiums ranging from a high of $2,187 to a low of $2,085. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Kenyon.

Pick the Best Car Insurance Company for You in Kenyon

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Kenyon insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Kenyon

For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $707 over the average Kenyon car insurance company.

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We use the average good driver, paying $118 per month, as our baseline for pricing in Kenyon. State Farm, Travelers, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Kenyon drivers with accidents on their records

In Kenyon getting into an accident will raise premiums an average 25% for a yearly cost of $2,845. That's $720 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $854 over the competition.

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The best car insurance company for Kenyon drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $941 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Kenyon, tickets raise premiums on new quotes about $658. If you have a speeding ticket, we recommend State Farm, Travelers, and Safeco Insurance for savings that beat the average insurance cost of $2,783 per year.

The best auto insurance for Kenyon drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,850 per year in auto insurance premiums, which was $1,726 more than a driver with no major issues. State Farm, Progressive, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $1,591 less each year.

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The least expensive car insurance company for new and young drivers in Kenyon

In Kenyon, State Farm costs young drivers $3,308 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 75% more for insurance than more mature drivers in Kenyon. With an average cost of $8,433 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Allstate try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Kenyon

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $134. Geico, Progressive, and Nationwide provided the largest discounts to couples living in Kenyon.

Geico gave the largest car insurance discounts to married couples, averaging $241 saved each year compared to an average Kenyon couple's premiums.

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The cheapest car insurance in Kenyon for drivers with bad credit

People with poor credit saved an average of $716 with State Farm.

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Many people are surprised that their poor credit score can cost them an average of $1,236 every year. Premiums for people with poor credit were about $3,361 in Kenyon. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Travelers.

The best Kenyon car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Kenyon, the National Association of Insurance Commissioners (NAIC) ranks Amica as the best. Another valuable metric: JD Power ranks Amica as the best provider in Kenyon.

Amica was the best company for customer service in Kenyon according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Kenyon, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Kenyon. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Kenyon

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 23% of Kenyon residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Kenyon driver can expect to pay about $124 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kenyon, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.
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Auto Insurance Prices in and Around Kenyon

What Influences the Cost of Car Insurance in Kenyon?

On average, car insurance in Kenyon is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Kenyon is 32 minutes, which is about the national average for a driver in the state.
  • Rhode Island state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Kenyon are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • Kenyon is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Kenyon is $108 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Travis: Insurance costs 22.74% less
  • Argus: Insurance costs 34.51% less
  • Aripeka: Insurance costs 28.91% more
  • Ashby: Insurance costs 31.50% less
  • Audra: Insurance costs 29.94% less
  • Aughwick: Insurance costs 37.34% less
  • Bartlett: Insurance costs 41.76% less
  • Bechyn: Insurance costs 27.45% less
  • Belvoir: Insurance costs 44.02% less
  • Bethany: Insurance costs 35.22% less
* Who is the average Kenyon driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Kenyon with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.