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Get Cheap Car Insurance in Whittier, Sioux Falls, SD
We monitor insurance prices, helping the average driver in Whittier save up to 28.9% on car insurance.
The Cheapest Minimum Coverage in Whittier
The chart below shows the cheapest car insurance company in Whittier for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by American Family Insurance, Midvale Home & Auto, and State Farm.
| Whittier Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $27 |
| American Family Insurance | $30 |
| Midvale Home & Auto | $31 |
| State Farm | $31 |
Savings for Every Kind of Whittier Driver
Based on our extensive insurance data, we know the average Whittier driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $349 per year by choosing the right vehicle insurance company. Some Whittier residents are paying out over $1,684 extra every year for auto insurance in Whittier. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Whittier, Sioux Falls, SD Savings / Yr. |
|---|---|
$349 |
|
$705 |
|
$545 |
|
$793 |
|
$1,318 |
|
$385 |
|
$603 |
Whittier Car Insurance vs. Sioux Falls
People living in Whittier pay an average of 2.05% more than the typical driver in the state. The average driver in Whittier can expect to pay about $461 per year, or $1,684 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Whittier for most people.
Car Insurance Prices by Whittier Neighborhood
Insurance Prices
Where is insurance cheapest within Whittier?
The map shows insurance prices in and around Whittier, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $146 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,780 to a low of $1,634. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Whittier.Pick the Best Car Insurance Company for You in Whittier
The best car insurance provider for most drivers in Whittier
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $349 over the average Whittier car insurance company.
The best car insurance provider for Whittier drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $705 over the competition.
The best car insurance company for Whittier drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $545 better than other car insurance companies.
The best auto insurance for Whittier drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $793 less each year.
The least expensive car insurance company for new and young drivers in Whittier
In Whittier, State Farm costs young drivers $1,318 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Whittier
State Farm gave the largest car insurance discounts to married couples, averaging $385 saved each year compared to an average Whittier couple's premiums.
The cheapest car insurance in Whittier for drivers with bad credit
The best Whittier car insurance company for customer service
Recent price drops
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The cheapest large national provider in Whittier
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Whittier driver can expect to pay about $111 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Whittier, USAA has the best prices for drivers with bad credit, drivers with a DUI conviction, good drivers, young drivers, drivers with accidents, drivers with speeding tickets, and married couples.Auto Insurance Prices in and Around Whittier
What Influences the Cost of Car Insurance in Whittier?
On average, car insurance in Whittier is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Whittier is 18 minutes, which is a little more than average for a driver in the city.
- South Dakota state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Whittier are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Whittier is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Whittier is $38 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Augustana: Insurance costs 2.14% less
- Silver Valley Addition: Insurance costs 8.91% less
- Kutzky Park: Insurance costs 5.58% less
- Cimarron: Insurance costs 5.40% less
- Elton Hills: Insurance costs 9.20% less
- Meadow Park: Insurance costs 0.48% less
- Hawk's Landing: Insurance costs 34.09% less
- Wexford: Insurance costs 34.09% less
- Westhaven Trails: Insurance costs 34.09% less
- Prairie Hills: Insurance costs 27.14% less
Neighborhoods with Similar Populations
- East Columbus: Insurance costs 30.52% less
- Van Wyck Brooks Historic District: Insurance costs 32.72% more
- Ortega Farms: Insurance costs 58.61% more
- Holiday Park: Insurance costs 50.06% more
- Center Street Historic District: Insurance costs 35.39% less
- Highland Park: Insurance costs 67.87% more
- Keewaydin: Insurance costs 6.06% more
- Wyndham Lakes Estates: Insurance costs 71.26% more
- Wheatley Heights: Insurance costs 85.81% more
- Weller: Insurance costs 6.29% more