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Get Cheap Car Insurance in Woodland, CA
We monitor insurance prices, helping the average driver in Woodland save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Woodland
The chart below shows the cheapest car insurance company in Woodland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Woodland Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Woodland Driver
Based on our extensive insurance data, we know the average Woodland driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $651 per year by choosing the right vehicle insurance company. Some Woodland residents are paying out over $2,036 extra every year for auto insurance in Woodland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Woodland, CA Savings / Yr. |
|---|---|
$651 |
|
$1,192 |
|
$943 |
|
$1,657 |
|
$851 |
|
$369 |
|
$0 |
Woodland Car Insurance vs. California
People living in Woodland pay an average of 1.39% more than the typical driver in the state. The average driver in Woodland can expect to pay about $953 per year, or $2,036 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Woodland for most people.
Car Insurance Prices by Woodland Neighborhood
Insurance Prices
Where is insurance cheapest within Woodland?
The map shows insurance prices in and around Woodland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $538 per year within the city boundaries, with insurance premiums ranging from a high of $2,373 to a low of $1,835. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Woodland.Pick the Best Car Insurance Company for You in Woodland
The best car insurance provider for most drivers in Woodland
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $651 over the average Woodland car insurance company.
The best car insurance provider for Woodland drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,192 over the competition.
The best car insurance company for Woodland drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $943 better than other car insurance companies.
The best auto insurance for Woodland drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,657 less each year.
The least expensive car insurance company for new and young drivers in Woodland
In Woodland, State Farm costs young drivers $851 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Woodland
Progressive gave the largest car insurance discounts to married couples, averaging $369 saved each year compared to an average Woodland couple's premiums.
The cheapest car insurance in Woodland for drivers with bad credit
The best Woodland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Woodland
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Woodland driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Woodland, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Woodland
What Influences the Cost of Car Insurance in Woodland?
On average, car insurance in Woodland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Woodland are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Woodland has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Woodland is $79 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Yolo: Insurance costs 7.47% less
- Davis: Insurance costs 0.83% less
- El Macero: Insurance costs 1.33% less
- Knights Landing: Insurance costs 6.73% less
- Madison: Insurance costs 3.54% less
- Verona: Insurance costs 5.65% less
- Zamora: Insurance costs 5.35% less
- Esparto: Insurance costs 3.59% less
- Robbins: Insurance costs 8.50% less
- West Sacramento: Insurance costs 3.54% more
Cities with Similar Populations
- Hickory: Insurance costs 40.72% less
- North Richland Hills: Insurance costs 15.42% less
- The Villages: Insurance costs 16.16% more
- Arcadia: Insurance costs 14.93% more
- Little Elm: Insurance costs 8.84% less
- Lebanon: Insurance costs 33.79% less
- Laguna Niguel: Insurance costs 0.05% less
- La Habra: Insurance costs 9.28% more
- Joplin: Insurance costs 12.77% less
- Jefferson City: Insurance costs 12.43% less