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Get Cheap Car Insurance in Davis, CA
We monitor insurance prices, helping the average driver in Davis save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Davis
The chart below shows the cheapest car insurance company in Davis for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Davis Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Davis Driver
Based on our extensive insurance data, we know the average Davis driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $645 per year by choosing the right vehicle insurance company. Some Davis residents are paying out over $2,019 extra every year for auto insurance in Davis. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Davis, CA Savings / Yr. |
|---|---|
$645 |
|
$1,182 |
|
$935 |
|
$1,643 |
|
$844 |
|
$366 |
|
$0 |
Davis Car Insurance vs. California
People living in Davis pay an average of 0.55% more than the typical driver in the state. The average driver in Davis can expect to pay about $945 per year, or $2,019 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Davis for most people.
Car Insurance Prices by Davis Neighborhood
Insurance Prices
Where is insurance cheapest within Davis?
The map shows insurance prices in and around Davis, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $420 per year within the city boundaries, with insurance premiums ranging from a high of $2,239 to a low of $1,819. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Davis.Pick the Best Car Insurance Company for You in Davis
The best car insurance provider for most drivers in Davis
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $645 over the average Davis car insurance company.
The best car insurance provider for Davis drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,182 over the competition.
The best car insurance company for Davis drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $935 better than other car insurance companies.
The best auto insurance for Davis drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,643 less each year.
The least expensive car insurance company for new and young drivers in Davis
In Davis, State Farm costs young drivers $844 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Davis
Progressive gave the largest car insurance discounts to married couples, averaging $366 saved each year compared to an average Davis couple's premiums.
The cheapest car insurance in Davis for drivers with bad credit
The best Davis car insurance company for customer service
Recent price drops
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The cheapest large national provider in Davis
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Davis driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Davis, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Davis
What Influences the Cost of Car Insurance in Davis?
On average, car insurance in Davis is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Davis are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Davis has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Davis is $79 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- El Macero: Insurance costs 0.50% less
- Woodland: Insurance costs 0.84% more
- Dixon: Insurance costs 0.54% less
- Yolano: Insurance costs 4.21% less
- Winters: Insurance costs 0.20% more
- Yolo: Insurance costs 6.69% less
- West Sacramento: Insurance costs 4.41% more
- Madison: Insurance costs 2.72% less
- Clarksburg: Insurance costs 7.63% less
- Binghamton: Insurance costs 2.18% less
Cities with Similar Populations
- Azusa: Insurance costs 10.70% more
- Olive Branch: Insurance costs 12.04% less
- Southaven: Insurance costs 12.68% less
- Spring Valley: Insurance costs 40.81% more
- Stratford: Insurance costs 10.50% more
- Taunton: Insurance costs 14.91% less
- Valley Stream: Insurance costs 58.15% more
- Lincoln: Insurance costs 0.64% more
- Lakewood: Insurance costs 41.65% less
- La Mirada: Insurance costs 10.00% more