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Get Cheap Car Insurance in Yellow Pine, ID

We monitor insurance prices, helping the average driver in Yellow Pine save up to 33.1% on car insurance.

 

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The Cheapest Minimum Coverage in Yellow Pine

The chart below shows the cheapest car insurance company in Yellow Pine for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.

 
Yellow Pine Insurer Monthly Cost
Auto-Owners Insurance $35
Travelers $37
State Farm $40
Progressive $42

Savings for Every Kind of Yellow Pine Driver

The table shows how much the average auto insurance customer in Yellow Pine might save by following our recommendations.

Based on our extensive insurance data, we know the average Yellow Pine driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $265 per year by choosing the right vehicle insurance company. Some Yellow Pine residents are paying out over $1,085 extra every year for auto insurance in Yellow Pine. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Yellow Pine Car Insurance vs. Idaho

People living in Yellow Pine pay an average of 4.09% less than the typical driver in the state. The average driver in Yellow Pine can expect to pay about $601 per year, or $1,085 for full coverage.

Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Yellow Pine for most people.

Car Insurance Prices by Yellow Pine Neighborhood

Yellow Pine, ID map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Yellow Pine?

The map shows insurance prices in and around Yellow Pine, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $49 per year within the city boundaries, with insurance premiums ranging from a high of $1,132 to a low of $1,083. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Yellow Pine.

Pick the Best Car Insurance Company for You in Yellow Pine

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Yellow Pine insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Yellow Pine

For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $265 over the average Yellow Pine car insurance company.

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We use the average good driver, paying $68 per month, as our baseline for pricing in Yellow Pine. State Farm, Travelers, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Yellow Pine drivers with accidents on their records

In Yellow Pine getting into an accident will raise premiums an average 34% for a yearly cost of $1,647. That's $562 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Auto-Owners Insurance are good choices for drivers with accidents.

In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $546 over the competition.

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The best car insurance company for Yellow Pine drivers with speeding tickets

>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $474 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Yellow Pine, tickets raise premiums on new quotes about $372. If you have a speeding ticket, we recommend State Farm, Travelers, and Auto-Owners Insurance for savings that beat the average insurance cost of $1,457 per year.

The best auto insurance for Yellow Pine drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,673 per year in auto insurance premiums, which was $588 more than a driver with no major issues. State Farm, American Family Insurance, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from American Family Insurance may cost the average person with a DUI about $419 less each year.

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The least expensive car insurance company for new and young drivers in Yellow Pine

In Yellow Pine, Auto-Owners Insurance costs young drivers $996 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Yellow Pine. With an average cost of $3,682 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Auto-Owners Insurance, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Yellow Pine

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $82. State Farm, Geico, and Auto-Owners Insurance provided the largest discounts to couples living in Yellow Pine.

Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $257 saved each year compared to an average Yellow Pine couple's premiums.

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The cheapest car insurance in Yellow Pine for drivers with bad credit

People with poor credit saved an average of $411 with Auto-Owners Insurance.

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Many people are surprised that their poor credit score can cost them an average of $691 every year. Premiums for people with poor credit were about $1,776 in Yellow Pine. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Auto-Owners Insurance.

The best Yellow Pine car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Yellow Pine, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Yellow Pine.

Nationwide was the best company for customer service in Yellow Pine according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Yellow Pine, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Yellow Pine. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Yellow Pine

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 1.1% of Yellow Pine residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Yellow Pine driver can expect to pay about $75 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Yellow Pine, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.
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Auto Insurance Prices in and Around Yellow Pine

What Influences the Cost of Car Insurance in Yellow Pine?

On average, car insurance in Yellow Pine is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Yellow Pine is 27 minutes, which is a little less than average for a driver in the state.
  • Idaho state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Yellow Pine are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • Yellow Pine is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Yellow Pine is $50 per month for minimum coverage and $90 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Trombly: Insurance costs 157.24% more
  • Bates: Insurance costs 26.82% more
  • Bear Dance: Insurance costs 51.52% more
  • Bear Mountain: Insurance costs 128.94% more
  • Beaver: Insurance costs 27.37% more
  • Beck: Insurance costs 59.45% more
  • Belden: Insurance costs 70.97% more
  • Benson: Insurance costs 92.17% more
  • Bethany: Insurance costs 117.24% more
  • Bethel: Insurance costs 21.94% more
* Who is the average Yellow Pine driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Yellow Pine with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.