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Get Cheap Car Insurance in Barrington Hills, IL
We monitor insurance prices, helping the average driver in Barrington Hills save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Barrington Hills
The chart below shows the cheapest car insurance company in Barrington Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Barrington Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Country Financial | $55 |
| Metromile | $60 |
| American Family Insurance | $64 |
Savings for Every Kind of Barrington Hills Driver
Based on our extensive insurance data, we know the average Barrington Hills driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $353 per year by choosing the right vehicle insurance company. Some Barrington Hills residents are paying out over $1,512 extra every year for auto insurance in Barrington Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Barrington Hills, IL Savings / Yr. |
|---|---|
$353 |
|
$665 |
|
$531 |
|
$558 |
|
$1,373 |
|
$395 |
|
$507 |
Barrington Hills Car Insurance vs. Illinois
People living in Barrington Hills pay an average of 0.09% more than the typical driver in the state. The average driver in Barrington Hills can expect to pay about $898 per year, or $1,512 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Barrington Hills for most people.
Car Insurance Prices by Barrington Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Barrington Hills?
The map shows insurance prices in and around Barrington Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $437 per year within the city boundaries, with insurance premiums ranging from a high of $1,799 to a low of $1,362. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Barrington Hills.Pick the Best Car Insurance Company for You in Barrington Hills
The best car insurance provider for most drivers in Barrington Hills
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $353 over the average Barrington Hills car insurance company.
The best car insurance provider for Barrington Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $665 over the competition.
The best car insurance company for Barrington Hills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $531 better than other car insurance companies.
The best auto insurance for Barrington Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $558 less each year.
The least expensive car insurance company for new and young drivers in Barrington Hills
In Barrington Hills, State Farm costs young drivers $1,373 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Barrington Hills
State Farm gave the largest car insurance discounts to married couples, averaging $395 saved each year compared to an average Barrington Hills couple's premiums.
The cheapest car insurance in Barrington Hills for drivers with bad credit
The best Barrington Hills car insurance company for customer service
Nationwide was the best company for customer service in Barrington Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Barrington Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Barrington Hills driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Barrington Hills, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Barrington Hills
What Influences the Cost of Car Insurance in Barrington Hills?
On average, car insurance in Barrington Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Barrington Hills is 44 minutes, which is far more than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Barrington Hills are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Barrington Hills is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Barrington Hills is $75 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fox River Grove: Insurance costs 5.16% less
- Carpentersville: Insurance costs 12.96% more
- Trout Valley: Insurance costs 2.18% less
- East Dundee: Insurance costs 4.76% more
- Barrington: Insurance costs 0.20% more
- South Barrington: Insurance costs 6.02% more
- Cary: Insurance costs the same
- Algonquin: Insurance costs 1.59% more
- Lake Barrington: Insurance costs 1.85% less
- West Dundee: Insurance costs 2.31% more
Cities with Similar Populations
- Mount Vernon: Insurance costs 19.31% less
- Strasburg: Insurance costs 29.03% more
- Stratford: Insurance costs 25.86% less
- Homerville: Insurance costs 6.28% more
- Homestead Meadows North: Insurance costs 21.83% more
- Homosassa: Insurance costs 60.85% more
- Hoopeston: Insurance costs 2.91% less
- Carthage: Insurance costs 35.12% more
- Hope Valley: Insurance costs 45.90% more
- Success: Insurance costs 28.04% more