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Get Cheap Car Insurance in Carpentersville, IL
We monitor insurance prices, helping the average driver in Carpentersville save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Carpentersville
The chart below shows the cheapest car insurance company in Carpentersville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Carpentersville Insurer | Monthly Cost |
|---|---|
| State Farm | $57 |
| Country Financial | $62 |
| Metromile | $68 |
| American Family Insurance | $73 |
Savings for Every Kind of Carpentersville Driver
Based on our extensive insurance data, we know the average Carpentersville driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $399 per year by choosing the right vehicle insurance company. Some Carpentersville residents are paying out over $1,708 extra every year for auto insurance in Carpentersville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carpentersville, IL Savings / Yr. |
|---|---|
$399 |
|
$751 |
|
$600 |
|
$630 |
|
$1,551 |
|
$447 |
|
$573 |
Carpentersville Car Insurance vs. Illinois
People living in Carpentersville pay an average of 13.06% more than the typical driver in the state. The average driver in Carpentersville can expect to pay about $1,014 per year, or $1,708 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Carpentersville for most people.
Car Insurance Prices by Carpentersville Neighborhood
Insurance Prices
Where is insurance cheapest within Carpentersville?
The map shows insurance prices in and around Carpentersville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $429 per year within the city boundaries, with insurance premiums ranging from a high of $1,871 to a low of $1,442. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Carpentersville.Pick the Best Car Insurance Company for You in Carpentersville
The best car insurance provider for most drivers in Carpentersville
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $399 over the average Carpentersville car insurance company.
The best car insurance provider for Carpentersville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $751 over the competition.
The best car insurance company for Carpentersville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $600 better than other car insurance companies.
The best auto insurance for Carpentersville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $630 less each year.
The least expensive car insurance company for new and young drivers in Carpentersville
In Carpentersville, State Farm costs young drivers $1,551 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carpentersville
State Farm gave the largest car insurance discounts to married couples, averaging $447 saved each year compared to an average Carpentersville couple's premiums.
The cheapest car insurance in Carpentersville for drivers with bad credit
The best Carpentersville car insurance company for customer service
Nationwide was the best company for customer service in Carpentersville according to the NAIC.
Recent price drops
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The cheapest large national provider in Carpentersville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Carpentersville driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carpentersville, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Carpentersville
What Influences the Cost of Car Insurance in Carpentersville?
On average, car insurance in Carpentersville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Carpentersville is 38 minutes, which is far more than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carpentersville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Carpentersville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Carpentersville is $85 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Dundee: Insurance costs 7.26% less
- West Dundee: Insurance costs 9.43% less
- Dundee: Insurance costs 8.67% less
- Sleepy Hollow: Insurance costs 8.61% less
- Algonquin: Insurance costs 10.07% less
- Barrington Hills: Insurance costs 11.48% less
- Gilberts: Insurance costs 11.24% less
- Trout Valley: Insurance costs 13.41% less
- Fox River Grove: Insurance costs 16.04% less
- Lake in the Hills: Insurance costs 12.47% less
Cities with Similar Populations
- Woodridge: Insurance costs 5.85% less
- Cottage Grove: Insurance costs 3.10% less
- Clinton: Insurance costs 32.26% more
- South Lyon: Insurance costs 70.08% more
- Southampton: Insurance costs 16.10% less
- Carlsbad: Insurance costs 14.87% less
- Wenatchee: Insurance costs 19.26% less
- Bristol: Insurance costs 22.31% less
- Brighton: Insurance costs 29.57% more
- West Babylon: Insurance costs 62.18% more