Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Carrizo Springs, TX
We monitor insurance prices, helping the average driver in Carrizo Springs save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Carrizo Springs
The chart below shows the cheapest car insurance company in Carrizo Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Carrizo Springs Insurer | Monthly Cost |
|---|---|
| Clearcover | $46 |
| Mile Auto | $61 |
| Progressive | $62 |
| State Farm | $67 |
Savings for Every Kind of Carrizo Springs Driver
Based on our extensive insurance data, we know the average Carrizo Springs driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $369 per year by choosing the right vehicle insurance company. Some Carrizo Springs residents are paying out over $1,795 extra every year for auto insurance in Carrizo Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carrizo Springs, TX Savings / Yr. |
|---|---|
$369 |
|
$845 |
|
$745 |
|
$854 |
|
$1,299 |
|
$491 |
|
$537 |
Carrizo Springs Car Insurance vs. Texas
People living in Carrizo Springs pay an average of 8.11% less than the typical driver in the state. The average driver in Carrizo Springs can expect to pay about $1,070 per year, or $1,795 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Carrizo Springs for most people.
Car Insurance Prices by Carrizo Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Carrizo Springs?
The map shows insurance prices in and around Carrizo Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $242 per year within the city boundaries, with insurance premiums ranging from a high of $1,953 to a low of $1,711. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Carrizo Springs.Pick the Best Car Insurance Company for You in Carrizo Springs
The best car insurance provider for most drivers in Carrizo Springs
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $369 over the average Carrizo Springs car insurance company.
The best car insurance provider for Carrizo Springs drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $845 over the competition.
The best car insurance company for Carrizo Springs drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $745 better than other car insurance companies.
The best auto insurance for Carrizo Springs drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $854 less each year.
The least expensive car insurance company for new and young drivers in Carrizo Springs
In Carrizo Springs, State Farm costs young drivers $1,299 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carrizo Springs
State Farm gave the largest car insurance discounts to married couples, averaging $491 saved each year compared to an average Carrizo Springs couple's premiums.
The cheapest car insurance in Carrizo Springs for drivers with bad credit
The best Carrizo Springs car insurance company for customer service
Nationwide was the best company for customer service in Carrizo Springs according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Carrizo Springs, which was better than other insurers.
The cheapest large national provider in Carrizo Springs
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Carrizo Springs driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carrizo Springs, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Carrizo Springs
What Influences the Cost of Car Insurance in Carrizo Springs?
On average, car insurance in Carrizo Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Carrizo Springs is 21 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carrizo Springs are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Carrizo Springs is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Carrizo Springs is $89 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Asherton: Insurance costs 2.51% less
- Crystal City: Insurance costs 0.45% less
- Big Wells: Insurance costs 4.74% less
- Valley Wells: Insurance costs 5.01% less
- El Indio: Insurance costs 1.95% less
- Cotulla: Insurance costs 2.45% less
- Eidson Road: Insurance costs 5.68% more
- Dilley: Insurance costs 5.07% less
- Fowlerton: Insurance costs 6.18% less
- Tilden: Insurance costs 7.80% less
Cities with Similar Populations
- North Caldwell: Insurance costs 1.00% more
- Northfield: Insurance costs 34.71% less
- North Syracuse: Insurance costs 21.84% more
- North Street: Insurance costs 57.94% more
- North Scituate: Insurance costs 8.19% less
- North Oaks: Insurance costs 6.63% less
- North Hobbs: Insurance costs 20.78% less
- North Grafton: Insurance costs 12.92% less
- North Fort Lewis: Insurance costs 11.87% less
- North Fond du Lac: Insurance costs 38.61% less