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Get Cheap Car Insurance in Castle Ranch, Bakersfield, CA
We monitor insurance prices, helping the average driver in Castle Ranch save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Castle Ranch
The chart below shows the cheapest car insurance company in Castle Ranch for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Castle Ranch Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $60 |
| Progressive | $64 |
| Travelers | $67 |
Savings for Every Kind of Castle Ranch Driver
Based on our extensive insurance data, we know the average Castle Ranch driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $679 per year by choosing the right vehicle insurance company. Some Castle Ranch residents are paying out over $2,122 extra every year for auto insurance in Castle Ranch. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Castle Ranch, Bakersfield, CA Savings / Yr. |
|---|---|
$679 |
|
$1,243 |
|
$983 |
|
$1,727 |
|
$887 |
|
$385 |
|
$0 |
Castle Ranch Car Insurance vs. Bakersfield
People living in Castle Ranch pay an average of 5.70% more than the typical driver in the state. The average driver in Castle Ranch can expect to pay about $994 per year, or $2,122 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Castle Ranch for most people.
Car Insurance Prices by Castle Ranch Neighborhood
Insurance Prices
Where is insurance cheapest within Castle Ranch?
The map shows insurance prices in and around Castle Ranch, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $236 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,182 to a low of $1,946. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Castle Ranch.Pick the Best Car Insurance Company for You in Castle Ranch
The best car insurance provider for most drivers in Castle Ranch
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $679 over the average Castle Ranch car insurance company.
The best car insurance provider for Castle Ranch drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,243 over the competition.
The best car insurance company for Castle Ranch drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $983 better than other car insurance companies.
The best auto insurance for Castle Ranch drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,727 less each year.
The least expensive car insurance company for new and young drivers in Castle Ranch
In Castle Ranch, State Farm costs young drivers $887 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Castle Ranch
Progressive gave the largest car insurance discounts to married couples, averaging $385 saved each year compared to an average Castle Ranch couple's premiums.
The cheapest car insurance in Castle Ranch for drivers with bad credit
The best Castle Ranch car insurance company for customer service
Nationwide was the best company for customer service in Castle Ranch according to the NAIC.
Recent price drops
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The cheapest large national provider in Castle Ranch
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Castle Ranch driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Castle Ranch, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Castle Ranch
What Influences the Cost of Car Insurance in Castle Ranch?
On average, car insurance in Castle Ranch is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Castle Ranch are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Castle Ranch is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Castle Ranch is $83 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Stone Meadows: Insurance costs 1.60% more
- Greenfield: Insurance costs 0.09% more
- Stonegate: Insurance costs 3.44% more
- Ridgeview Estates: Insurance costs 4.38% more
- Rexland Acres: Insurance costs 4.43% more
- The Seasons: Insurance costs 1.65% more
- Silver Creek: Insurance costs 1.98% more
- Spice Tract: Insurance costs 1.60% more
- Sagepointe: Insurance costs 0.14% less
- Benton Park: Insurance costs 2.21% more
Neighborhoods with Similar Populations
- Ardenwald: Insurance costs 18.38% less
- Yuma Townsite: Insurance costs 16.64% less
- Yorkwood: Insurance costs 15.50% less
- Wooster Public Square Historic District: Insurance costs 48.02% less
- Westmont: Insurance costs 22.29% less
- West Side: Insurance costs 25.35% less
- West End Park: Insurance costs 8.15% less
- Valley College: Insurance costs 6.97% more
- Strong: Insurance costs 7.68% more
- South Los Altos: Insurance costs 21.07% less