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Get Cheap Car Insurance in Dade City, FL
We monitor insurance prices, helping the average driver in Dade City save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Dade City
The chart below shows the cheapest car insurance company in Dade City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Dade City Insurer | Monthly Cost |
|---|---|
| Geico | $129 |
| State Farm | $137 |
| Gainsco | $179 |
| Bristol West | $179 |
Savings for Every Kind of Dade City Driver
Based on our extensive insurance data, we know the average Dade City driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $791 per year by choosing the right vehicle insurance company. Some Dade City residents are paying out over $2,705 extra every year for auto insurance in Dade City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dade City, FL Savings / Yr. |
|---|---|
$791 |
|
$1,162 |
|
$894 |
|
$884 |
|
$2,810 |
|
$768 |
|
$1,119 |
Dade City Car Insurance vs. Florida
People living in Dade City pay an average of 2.37% more than the typical driver in the state. The average driver in Dade City can expect to pay about $2,469 per year, or $2,705 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Dade City for most people.
Car Insurance Prices by Dade City Neighborhood
Insurance Prices
Where is insurance cheapest within Dade City?
The map shows insurance prices in and around Dade City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $722 per year within the city boundaries, with insurance premiums ranging from a high of $3,205 to a low of $2,483. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Dade City.Pick the Best Car Insurance Company for You in Dade City
The best car insurance provider for most drivers in Dade City
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $791 over the average Dade City car insurance company.
The best car insurance provider for Dade City drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,162 over the competition.
The best car insurance company for Dade City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $894 better than other car insurance companies.
The best auto insurance for Dade City drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $884 less each year.
The least expensive car insurance company for new and young drivers in Dade City
In Dade City, Geico costs young drivers $2,810 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dade City
Geico gave the largest car insurance discounts to married couples, averaging $768 saved each year compared to an average Dade City couple's premiums.
The cheapest car insurance in Dade City for drivers with bad credit
The best Dade City car insurance company for customer service
Recent price drops
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The cheapest large national provider in Dade City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Dade City driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dade City, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Dade City
What Influences the Cost of Car Insurance in Dade City?
On average, car insurance in Dade City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Dade City is 38 minutes, which is a little more than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dade City are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Dade City is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Dade City is $206 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- St. Leo: Insurance costs 2.37% less
- St. Joseph: Insurance costs 4.10% less
- San Antonio: Insurance costs 1.66% less
- Pasadena Hills: Insurance costs 2.03% less
- Zephyrhills: Insurance costs 0.70% more
- Zephyrhills West: Insurance costs 0.37% less
- Darby: Insurance costs 4.07% less
- Spring Lake: Insurance costs 5.14% less
- Zephyrhills South: Insurance costs 0.89% less
- Wesley Chapel: Insurance costs 5.10% more
Cities with Similar Populations
- Superior: Insurance costs 57.71% less
- Westfield: Insurance costs 28.54% less
- West Springfield Town: Insurance costs 40.92% less
- Derby: Insurance costs 43.22% less
- West Roxbury: Insurance costs 32.98% less
- Waynesboro: Insurance costs 56.52% less
- East Haven: Insurance costs 22.51% less
- East Northport: Insurance costs 1.37% less
- Walnut: Insurance costs 16.60% less
- Elizabethtown: Insurance costs 52.68% less