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Get Cheap Car Insurance in Zephyrhills South, FL
We monitor insurance prices, helping the average driver in Zephyrhills South save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Zephyrhills South
The chart below shows the cheapest car insurance company in Zephyrhills South for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Zephyrhills South Insurer | Monthly Cost |
|---|---|
| Geico | $128 |
| State Farm | $136 |
| Gainsco | $177 |
| Bristol West | $177 |
Savings for Every Kind of Zephyrhills South Driver
Based on our extensive insurance data, we know the average Zephyrhills South driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $784 per year by choosing the right vehicle insurance company. Some Zephyrhills South residents are paying out over $2,681 extra every year for auto insurance in Zephyrhills South. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Zephyrhills South, FL Savings / Yr. |
|---|---|
$784 |
|
$1,152 |
|
$886 |
|
$877 |
|
$2,785 |
|
$761 |
|
$1,109 |
Zephyrhills South Car Insurance vs. Florida
People living in Zephyrhills South pay an average of 1.47% more than the typical driver in the state. The average driver in Zephyrhills South can expect to pay about $2,447 per year, or $2,681 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Zephyrhills South for most people.
Car Insurance Prices by Zephyrhills South Neighborhood
Insurance Prices
Where is insurance cheapest within Zephyrhills South?
The map shows insurance prices in and around Zephyrhills South, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $127 per year within the city boundaries, with insurance premiums ranging from a high of $2,733 to a low of $2,606. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Zephyrhills South.Pick the Best Car Insurance Company for You in Zephyrhills South
The best car insurance provider for most drivers in Zephyrhills South
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $784 over the average Zephyrhills South car insurance company.
The best car insurance provider for Zephyrhills South drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,152 over the competition.
The best car insurance company for Zephyrhills South drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $886 better than other car insurance companies.
The best auto insurance for Zephyrhills South drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $877 less each year.
The least expensive car insurance company for new and young drivers in Zephyrhills South
In Zephyrhills South, Geico costs young drivers $2,785 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Zephyrhills South
Geico gave the largest car insurance discounts to married couples, averaging $761 saved each year compared to an average Zephyrhills South couple's premiums.
The cheapest car insurance in Zephyrhills South for drivers with bad credit
The best Zephyrhills South car insurance company for customer service
Allstate was the best company for customer service in Zephyrhills South according to the NAIC.
Recent price drops
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The cheapest large national provider in Zephyrhills South
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Zephyrhills South driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Zephyrhills South, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Zephyrhills South
What Influences the Cost of Car Insurance in Zephyrhills South?
On average, car insurance in Zephyrhills South is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Zephyrhills South is 33 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Zephyrhills South are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Zephyrhills South is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Zephyrhills South is $204 per month for minimum coverage and $223 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Zephyrhills West: Insurance costs 0.52% more
- Zephyrhills: Insurance costs 1.60% more
- Pasadena Hills: Insurance costs 1.16% less
- Crystal Springs: Insurance costs 0.90% less
- Wesley Chapel: Insurance costs 6.04% more
- St. Leo: Insurance costs 1.49% less
- Dade City: Insurance costs 0.90% more
- San Antonio: Insurance costs 0.78% less
- St. Joseph: Insurance costs 3.25% less
- Darby: Insurance costs 3.21% less
Cities with Similar Populations
- Bayport: Insurance costs 34.91% less
- Bronson: Insurance costs 10.56% less
- Ashland: Insurance costs 43.01% less
- Battle Mountain: Insurance costs 21.22% less
- Bauxite: Insurance costs 37.30% less
- Goliad: Insurance costs 39.09% less
- Cayuga Heights: Insurance costs 16.60% less
- Bay Pines: Insurance costs 4.40% more
- Bayou Vista: Insurance costs 6.75% more
- Brockway: Insurance costs 49.57% less