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Get Cheap Car Insurance in Downtown Tulsa, Tulsa, OK
We monitor insurance prices, helping the average driver in Downtown Tulsa save up to 29.6% on car insurance.
The Cheapest Minimum Coverage in Downtown Tulsa
The chart below shows the cheapest car insurance company in Downtown Tulsa for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.
| Downtown Tulsa Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Safeco Insurance | $60 |
| Travelers | $66 |
| Farm Bureau | $67 |
Savings for Every Kind of Downtown Tulsa Driver
Based on our extensive insurance data, we know the average Downtown Tulsa driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $380 per year by choosing the right vehicle insurance company. Some Downtown Tulsa residents are paying out over $1,814 extra every year for auto insurance in Downtown Tulsa. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Tulsa, Tulsa, OK Savings / Yr. |
|---|---|
$380 |
|
$825 |
|
$651 |
|
$544 |
|
$1,632 |
|
$380 |
|
$613 |
Downtown Tulsa Car Insurance vs. Tulsa
People living in Downtown Tulsa pay an average of 4.03% more than the typical driver in the state. The average driver in Downtown Tulsa can expect to pay about $885 per year, or $1,814 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Downtown Tulsa for most people.
Car Insurance Prices by Downtown Tulsa Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Tulsa?
The map shows insurance prices in and around Downtown Tulsa, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $189 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,892 to a low of $1,703. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Downtown Tulsa.Pick the Best Car Insurance Company for You in Downtown Tulsa
The best car insurance provider for most drivers in Downtown Tulsa
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $380 over the average Downtown Tulsa car insurance company.
The best car insurance provider for Downtown Tulsa drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $825 over the competition.
The best car insurance company for Downtown Tulsa drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $651 better than other car insurance companies.
The best auto insurance for Downtown Tulsa drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $544 less each year.
The least expensive car insurance company for new and young drivers in Downtown Tulsa
In Downtown Tulsa, State Farm costs young drivers $1,632 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Tulsa
State Farm gave the largest car insurance discounts to married couples, averaging $380 saved each year compared to an average Downtown Tulsa couple's premiums.
The cheapest car insurance in Downtown Tulsa for drivers with bad credit
The best Downtown Tulsa car insurance company for customer service
Allstate was the best company for customer service in Downtown Tulsa according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Tulsa
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Downtown Tulsa driver can expect to pay about $115 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Tulsa, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Downtown Tulsa
What Influences the Cost of Car Insurance in Downtown Tulsa?
On average, car insurance in Downtown Tulsa is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Downtown Tulsa is 24 minutes, which is a little more than average for a driver in the city.
- Oklahoma state insurance regulations may require higher prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Tulsa are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Downtown Tulsa is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Tulsa is $74 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Riverview Park: Insurance costs 3.91% more
- Gilcrease Hills: Insurance costs 4.63% more
- Charles Page: Insurance costs 0.50% more
- Springdale: Insurance costs 9.65% more
- Brookside: Insurance costs 0.17% more
- Turner Park: Insurance costs 1.87% less
- Sequoyah: Insurance costs 5.40% more
- Mayo Meadow: Insurance costs 1.60% less
- Maxwell: Insurance costs 6.45% more
- Heller Park: Insurance costs 4.47% more
Neighborhoods with Similar Populations
- Highland Park: Insurance costs 12.07% more
- Bear Creek: Insurance costs 9.43% more
- Lakewood: Insurance costs 42.01% more
- Snohomish Cascade: Insurance costs 15.77% less
- Settlers Landing: Insurance costs 49.17% more
- Scarritt Renaissance: Insurance costs 14.44% more
- Queen Anne Park: Insurance costs 17.25% more
- Pleasant Run Farm: Insurance costs 28.45% less
- Plaza Midwood: Insurance costs 27.12% less
- Pine Rock: Insurance costs 30.15% more