Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in East Hampton, NY
We monitor insurance prices, helping the average driver in East Hampton save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in East Hampton
The chart below shows the cheapest car insurance company in East Hampton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| East Hampton Insurer | Monthly Cost |
|---|---|
| Kemper | $90 |
| Plymouth Rock Assurance | $120 |
| Safeco Insurance | $129 |
| Geico | $134 |
Savings for Every Kind of East Hampton Driver
Based on our extensive insurance data, we know the average East Hampton driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $729 per year by choosing the right vehicle insurance company. Some East Hampton residents are paying out over $2,444 extra every year for auto insurance in East Hampton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Hampton, NY Savings / Yr. |
|---|---|
$729 |
|
$465 |
|
$928 |
|
$939 |
|
$2,301 |
|
$770 |
|
$1,227 |
East Hampton Car Insurance vs. New York
People living in East Hampton pay an average of 0.79% more than the typical driver in the state. The average driver in East Hampton can expect to pay about $1,773 per year, or $2,444 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in East Hampton for most people.
Car Insurance Prices by East Hampton Neighborhood
Insurance Prices
Where is insurance cheapest within East Hampton?
The map shows insurance prices in and around East Hampton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $222 per year within the city boundaries, with insurance premiums ranging from a high of $2,518 to a low of $2,296. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of East Hampton.Pick the Best Car Insurance Company for You in East Hampton
The best car insurance provider for most drivers in East Hampton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $729 over the average East Hampton car insurance company.
The best car insurance provider for East Hampton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $465 over the competition.
The best car insurance company for East Hampton drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $928 better than other car insurance companies.
The best auto insurance for East Hampton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $939 less each year.
The least expensive car insurance company for new and young drivers in East Hampton
In East Hampton, Progressive costs young drivers $2,301 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Hampton
Progressive gave the largest car insurance discounts to married couples, averaging $770 saved each year compared to an average East Hampton couple's premiums.
The cheapest car insurance in East Hampton for drivers with bad credit
The best East Hampton car insurance company for customer service
Nationwide was the best company for customer service in East Hampton according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in East Hampton, which was better than other insurers.
The cheapest large national provider in East Hampton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average East Hampton driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Hampton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around East Hampton
What Influences the Cost of Car Insurance in East Hampton?
On average, car insurance in East Hampton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Hampton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- East Hampton has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in East Hampton is $148 per month for minimum coverage and $204 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Hampton North: Insurance costs 3.03% more
- Northwest Harbor: Insurance costs 4.46% less
- Wainscott: Insurance costs 6.01% less
- Amagansett: Insurance costs 3.23% less
- Springs: Insurance costs 3.72% more
- Sagaponack: Insurance costs 2.82% less
- Sag Harbor: Insurance costs 3.27% less
- Bridgehampton: Insurance costs 0.53% more
- Napeague: Insurance costs the same
- Noyack: Insurance costs 4.66% less
Cities with Similar Populations
- Battle Creek: Insurance costs 43.86% less
- Welch: Insurance costs 34.45% less
- Montville: Insurance costs 53.56% less
- Rebersburg: Insurance costs 47.42% less
- Pomona: Insurance costs 37.27% less
- Pattersonville: Insurance costs 14.03% less
- North Monmouth: Insurance costs 60.68% less
- North Hampton: Insurance costs 56.22% less
- Newport: Insurance costs 12.32% less
- New Salem: Insurance costs 42.68% less