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Get Cheap Car Insurance in Greenwood, Warwick, RI
We monitor insurance prices, helping the average driver in Greenwood save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Greenwood
The chart below shows the cheapest car insurance company in Greenwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Greenwood Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $79 |
| Geico | $102 |
| Progressive | $118 |
| Midvale Home & Auto | $124 |
Savings for Every Kind of Greenwood Driver
Based on our extensive insurance data, we know the average Greenwood driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $754 per year by choosing the right vehicle insurance company. Some Greenwood residents are paying out over $2,265 extra every year for auto insurance in Greenwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Greenwood, Warwick, RI Savings / Yr. |
|---|---|
$754 |
|
$910 |
|
$1,003 |
|
$1,696 |
|
$3,527 |
|
$257 |
|
$764 |
Greenwood Car Insurance vs. Warwick
People living in Greenwood pay an average of 1.70% more than the typical driver in the state. The average driver in Greenwood can expect to pay about $1,386 per year, or $2,265 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Greenwood for most people.
Car Insurance Prices by Greenwood Neighborhood
Insurance Prices
Where is insurance cheapest within Greenwood?
The map shows insurance prices in and around Greenwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $54 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,288 to a low of $2,234. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Greenwood.Pick the Best Car Insurance Company for You in Greenwood
The best car insurance provider for most drivers in Greenwood
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $754 over the average Greenwood car insurance company.
The best car insurance provider for Greenwood drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $910 over the competition.
The best car insurance company for Greenwood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,003 better than other car insurance companies.
The best auto insurance for Greenwood drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,696 less each year.
The least expensive car insurance company for new and young drivers in Greenwood
In Greenwood, State Farm costs young drivers $3,527 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Greenwood
Geico gave the largest car insurance discounts to married couples, averaging $257 saved each year compared to an average Greenwood couple's premiums.
The cheapest car insurance in Greenwood for drivers with bad credit
The best Greenwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Greenwood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Greenwood driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Greenwood, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Greenwood
What Influences the Cost of Car Insurance in Greenwood?
On average, car insurance in Greenwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Greenwood is 31 minutes, which is a little more than average for a driver in the city.
- Rhode Island state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Greenwood are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Greenwood is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Greenwood is $116 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wildes Corner: Insurance costs 0.71% more
- Oakland Beach: Insurance costs 6.00% more
- Oaklawn: Insurance costs 0.18% less
- River Point: Insurance costs 2.21% more
- Garden City: Insurance costs 2.78% more
- Lakewood: Insurance costs 5.17% more
- Arctic: Insurance costs 0.79% more
- Centerville: Insurance costs 1.32% less
- Auburn: Insurance costs 9.67% more
- South Elmwood: Insurance costs 16.38% more
Neighborhoods with Similar Populations
- Hickman Mills: Insurance costs 10.73% less
- Southeast Growth Area: Insurance costs 15.06% less
- South Side: Insurance costs 49.23% less
- Skybrook: Insurance costs 42.74% less
- Second Creek: Insurance costs 23.27% less
- Nearnorthwest: Insurance costs 36.16% less
- Mills Estates: Insurance costs 7.81% less
- Leawood: Insurance costs 39.34% less
- Lanning Square: Insurance costs 10.11% less
- Lake Shore: Insurance costs 52.67% more