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Get Cheap Car Insurance in Hialeah, FL
We monitor insurance prices, helping the average driver in Hialeah save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Hialeah
The chart below shows the cheapest car insurance company in Hialeah for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Hialeah Insurer | Monthly Cost |
|---|---|
| Geico | $165 |
| State Farm | $175 |
| Gainsco | $228 |
| Bristol West | $228 |
Savings for Every Kind of Hialeah Driver
Based on our extensive insurance data, we know the average Hialeah driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,010 per year by choosing the right vehicle insurance company. Some Hialeah residents are paying out over $3,451 extra every year for auto insurance in Hialeah. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hialeah, FL Savings / Yr. |
|---|---|
$1,010 |
|
$1,483 |
|
$1,140 |
|
$1,129 |
|
$3,586 |
|
$980 |
|
$1,428 |
Hialeah Car Insurance vs. Florida
People living in Hialeah pay an average of 30.63% more than the typical driver in the state. The average driver in Hialeah can expect to pay about $3,151 per year, or $3,451 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Hialeah for most people.
Car Insurance Prices by Hialeah Neighborhood
Insurance Prices
Where is insurance cheapest within Hialeah?
The map shows insurance prices in and around Hialeah, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $611 per year within the city boundaries, with insurance premiums ranging from a high of $3,622 to a low of $3,011. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Hialeah.Pick the Best Car Insurance Company for You in Hialeah
The best car insurance provider for most drivers in Hialeah
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $1,010 over the average Hialeah car insurance company.
The best car insurance provider for Hialeah drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,483 over the competition.
The best car insurance company for Hialeah drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,140 better than other car insurance companies.
The best auto insurance for Hialeah drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,129 less each year.
The least expensive car insurance company for new and young drivers in Hialeah
In Hialeah, Geico costs young drivers $3,586 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hialeah
Geico gave the largest car insurance discounts to married couples, averaging $980 saved each year compared to an average Hialeah couple's premiums.
The cheapest car insurance in Hialeah for drivers with bad credit
The best Hialeah car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hialeah
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hialeah driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hialeah, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Hialeah
What Influences the Cost of Car Insurance in Hialeah?
On average, car insurance in Hialeah is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hialeah is 37 minutes, which is a little more than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hialeah are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Hialeah has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hialeah is $263 per month for minimum coverage and $288 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hialeah Gardens: Insurance costs 0.90% less
- Medley: Insurance costs 3.88% less
- Miami Lakes: Insurance costs 4.23% less
- Miami Springs: Insurance costs 3.91% less
- Virginia Gardens: Insurance costs 5.74% less
- West Little River: Insurance costs 3.94% more
- Opa-Locka: Insurance costs 1.65% more
- Westview: Insurance costs 6.23% more
- Country Club: Insurance costs 0.87% less
- Gladeview: Insurance costs 7.77% more
Cities with Similar Populations
- Buffalo: Insurance costs 30.48% less
- Brooklyn Park: Insurance costs 45.32% less
- Buckeye: Insurance costs 46.33% less
- Boynton Beach: Insurance costs 11.36% less
- Bozeman: Insurance costs 55.06% less
- Bolingbrook: Insurance costs 51.70% less
- Buford: Insurance costs 42.80% less
- Bridgeport: Insurance costs 36.28% less
- Bronx: Insurance costs 1.88% more
- Boulder: Insurance costs 44.28% less