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Get Cheap Car Insurance in Lakeland, Baltimore, MD
We monitor insurance prices, helping the average driver in Lakeland save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Lakeland
The chart below shows the cheapest car insurance company in Lakeland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Lakeland Insurer | Monthly Cost |
|---|---|
| State Farm | $107 |
| Erie Insurance | $108 |
| Travelers | $123 |
| Safeco Insurance | $128 |
Savings for Every Kind of Lakeland Driver
Based on our extensive insurance data, we know the average Lakeland driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $428 per year by choosing the right vehicle insurance company. Some Lakeland residents are paying out over $2,297 extra every year for auto insurance in Lakeland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lakeland, Baltimore, MD Savings / Yr. |
|---|---|
$428 |
|
$402 |
|
$467 |
|
$754 |
|
$1,449 |
|
$259 |
|
$1,013 |
Lakeland Car Insurance vs. Baltimore
People living in Lakeland pay an average of 23.97% more than the typical driver in the state. The average driver in Lakeland can expect to pay about $1,566 per year, or $2,297 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Lakeland for most people.
Car Insurance Prices by Lakeland Neighborhood
Insurance Prices
Where is insurance cheapest within Lakeland?
The map shows insurance prices in and around Lakeland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $632 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,464 to a low of $1,832. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Lakeland.Pick the Best Car Insurance Company for You in Lakeland
The best car insurance provider for most drivers in Lakeland
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $428 over the average Lakeland car insurance company.
The best car insurance provider for Lakeland drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $402 over the competition.
The best car insurance company for Lakeland drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $467 better than other car insurance companies.
The best auto insurance for Lakeland drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $754 less each year.
The least expensive car insurance company for new and young drivers in Lakeland
In Lakeland, Erie Insurance costs young drivers $1,449 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lakeland
State Farm gave the largest car insurance discounts to married couples, averaging $259 saved each year compared to an average Lakeland couple's premiums.
The cheapest car insurance in Lakeland for drivers with bad credit
The best Lakeland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lakeland
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lakeland driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lakeland, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Lakeland
What Influences the Cost of Car Insurance in Lakeland?
On average, car insurance in Lakeland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lakeland are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Lakeland is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lakeland is $130 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Morrell Park: Insurance costs 8.71% less
- Cherry Hill: Insurance costs 5.05% more
- Washington Village: Insurance costs 4.75% more
- Riverside: Insurance costs 12.28% less
- Federal Hill-Montgomery: Insurance costs 8.05% less
- Greater Rosemont: Insurance costs 4.70% more
- Hillcrest: Insurance costs 9.14% less
- Beechfielf-Irvington Area: Insurance costs 5.22% more
- West Baltimore: Insurance costs 4.88% more
- Downtown: Insurance costs 8.40% less
Neighborhoods with Similar Populations
- University of NC at Chapel Hill: Insurance costs 46.84% less
- Comstock: Insurance costs 39.88% less
- Crocker: Insurance costs 3.83% less
- Crystal Springs: Insurance costs 15.02% more
- Delta: Insurance costs 27.34% less
- Downtown Durham: Insurance costs 38.62% less
- Wellswood: Insurance costs 28.86% more
- Uptown: Insurance costs 43.01% less
- East Lake: Insurance costs 11.32% less
- University Park: Insurance costs 26.43% less