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Get Cheap Car Insurance in Montoursville, PA
We monitor insurance prices, helping the average driver in Montoursville save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Montoursville
The chart below shows the cheapest car insurance company in Montoursville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Montoursville Insurer | Monthly Cost |
|---|---|
| Kemper | $47 |
| Metromile | $47 |
| Travelers | $48 |
| State Farm | $50 |
Savings for Every Kind of Montoursville Driver
Based on our extensive insurance data, we know the average Montoursville driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some Montoursville residents are paying out over $1,269 extra every year for auto insurance in Montoursville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Montoursville, PA Savings / Yr. |
|---|---|
$356 |
|
$630 |
|
$481 |
|
$574 |
|
$1,470 |
|
$255 |
|
$455 |
Montoursville Car Insurance vs. Pennsylvania
People living in Montoursville pay an average of 11.01% less than the typical driver in the state. The average driver in Montoursville can expect to pay about $787 per year, or $1,269 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Montoursville for most people.
Car Insurance Prices by Montoursville Neighborhood
Insurance Prices
Where is insurance cheapest within Montoursville?
The map shows insurance prices in and around Montoursville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $113 per year within the city boundaries, with insurance premiums ranging from a high of $1,353 to a low of $1,240. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Montoursville.Pick the Best Car Insurance Company for You in Montoursville
The best car insurance provider for most drivers in Montoursville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $356 over the average Montoursville car insurance company.
The best car insurance provider for Montoursville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $630 over the competition.
The best car insurance company for Montoursville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $481 better than other car insurance companies.
The best auto insurance for Montoursville drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $574 less each year.
The least expensive car insurance company for new and young drivers in Montoursville
In Montoursville, Travelers costs young drivers $1,470 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Montoursville
State Farm gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average Montoursville couple's premiums.
The cheapest car insurance in Montoursville for drivers with bad credit
The best Montoursville car insurance company for customer service
Nationwide was the best company for customer service in Montoursville according to the NAIC.
Recent price drops
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The cheapest large national provider in Montoursville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Montoursville driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Montoursville, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Montoursville
What Influences the Cost of Car Insurance in Montoursville?
On average, car insurance in Montoursville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Montoursville is 23 minutes, which is far less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Montoursville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Montoursville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Montoursville is $66 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kenmar: Insurance costs 1.73% more
- Pennsdale: Insurance costs 1.81% more
- South Williamsport: Insurance costs 2.44% more
- Williamsport: Insurance costs 5.20% more
- Montgomery: Insurance costs 5.04% more
- Huntersville: Insurance costs 3.07% more
- Duboistown: Insurance costs 0.16% more
- Garden View: Insurance costs 2.76% more
- Cogan Station: Insurance costs 2.05% more
- Muncy: Insurance costs 2.29% more
Cities with Similar Populations
- Jarrell: Insurance costs 28.76% more
- Sausalito: Insurance costs 67.77% more
- Lake Ariel: Insurance costs 10.01% more
- La Vernia: Insurance costs 29.31% more
- Keyport: Insurance costs 42.16% more
- Kelseyville: Insurance costs 48.78% more
- Kalaoa: Insurance costs 9.46% more
- Jupiter Farms: Insurance costs 108.12% more
- Junction City: Insurance costs 10.17% more
- Jericho: Insurance costs 119.54% more