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Get Cheap Car Insurance in Williamsport, PA
We monitor insurance prices, helping the average driver in Williamsport save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Williamsport
The chart below shows the cheapest car insurance company in Williamsport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Williamsport Insurer | Monthly Cost |
|---|---|
| Kemper | $49 |
| Metromile | $49 |
| Travelers | $50 |
| State Farm | $52 |
Savings for Every Kind of Williamsport Driver
Based on our extensive insurance data, we know the average Williamsport driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $374 per year by choosing the right vehicle insurance company. Some Williamsport residents are paying out over $1,335 extra every year for auto insurance in Williamsport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Williamsport, PA Savings / Yr. |
|---|---|
$374 |
|
$663 |
|
$506 |
|
$604 |
|
$1,546 |
|
$268 |
|
$478 |
Williamsport Car Insurance vs. Pennsylvania
People living in Williamsport pay an average of 6.41% less than the typical driver in the state. The average driver in Williamsport can expect to pay about $827 per year, or $1,335 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Williamsport for most people.
Car Insurance Prices by Williamsport Neighborhood
Insurance Prices
Where is insurance cheapest within Williamsport?
The map shows insurance prices in and around Williamsport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $350 per year within the city boundaries, with insurance premiums ranging from a high of $1,606 to a low of $1,256. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Williamsport.Pick the Best Car Insurance Company for You in Williamsport
The best car insurance provider for most drivers in Williamsport
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $374 over the average Williamsport car insurance company.
The best car insurance provider for Williamsport drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $663 over the competition.
The best car insurance company for Williamsport drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $506 better than other car insurance companies.
The best auto insurance for Williamsport drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $604 less each year.
The least expensive car insurance company for new and young drivers in Williamsport
In Williamsport, Travelers costs young drivers $1,546 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Williamsport
State Farm gave the largest car insurance discounts to married couples, averaging $268 saved each year compared to an average Williamsport couple's premiums.
The cheapest car insurance in Williamsport for drivers with bad credit
The best Williamsport car insurance company for customer service
Nationwide was the best company for customer service in Williamsport according to the NAIC.
Recent price drops
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The cheapest large national provider in Williamsport
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Williamsport driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Williamsport, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Williamsport
What Influences the Cost of Car Insurance in Williamsport?
On average, car insurance in Williamsport is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Williamsport is 21 minutes, which is far less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 8 to 9 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Williamsport are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Williamsport is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Williamsport is $69 per month for minimum coverage and $111 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Williamsport: Insurance costs 2.62% less
- Garden View: Insurance costs 2.32% less
- Duboistown: Insurance costs 4.79% less
- Kenmar: Insurance costs 3.30% less
- Cogan Station: Insurance costs 3.00% less
- Montoursville: Insurance costs 4.94% less
- Linden: Insurance costs 3.97% less
- Powys: Insurance costs 2.02% less
- Montgomery: Insurance costs 0.15% less
- Quiggleville: Insurance costs 3.45% less
Cities with Similar Populations
- Belleville: Insurance costs 130.11% more
- Buda: Insurance costs 26.44% more
- Newbury Park: Insurance costs 57.00% more
- Richmond: Insurance costs 10.86% less
- Pine Bluff: Insurance costs 37.83% more
- Parkville: Insurance costs 62.32% more
- Pahrump: Insurance costs 58.05% more
- Oakley: Insurance costs 57.00% more
- North Tonawanda: Insurance costs 72.06% more
- North Augusta: Insurance costs 20.75% more