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Get Cheap Car Insurance in Petaluma, CA
We monitor insurance prices, helping the average driver in Petaluma save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Petaluma
The chart below shows the cheapest car insurance company in Petaluma for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Petaluma Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $56 |
| Progressive | $60 |
| Travelers | $62 |
Savings for Every Kind of Petaluma Driver
Based on our extensive insurance data, we know the average Petaluma driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $635 per year by choosing the right vehicle insurance company. Some Petaluma residents are paying out over $1,985 extra every year for auto insurance in Petaluma. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Petaluma, CA Savings / Yr. |
|---|---|
$635 |
|
$1,163 |
|
$920 |
|
$1,616 |
|
$830 |
|
$360 |
|
$0 |
Petaluma Car Insurance vs. California
People living in Petaluma pay an average of 1.13% less than the typical driver in the state. The average driver in Petaluma can expect to pay about $929 per year, or $1,985 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Petaluma for most people.
Car Insurance Prices by Petaluma Neighborhood
Insurance Prices
Where is insurance cheapest within Petaluma?
The map shows insurance prices in and around Petaluma, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $345 per year within the city boundaries, with insurance premiums ranging from a high of $2,182 to a low of $1,837. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Petaluma.Pick the Best Car Insurance Company for You in Petaluma
The best car insurance provider for most drivers in Petaluma
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $635 over the average Petaluma car insurance company.
The best car insurance provider for Petaluma drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,163 over the competition.
The best car insurance company for Petaluma drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $920 better than other car insurance companies.
The best auto insurance for Petaluma drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,616 less each year.
The least expensive car insurance company for new and young drivers in Petaluma
In Petaluma, State Farm costs young drivers $830 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Petaluma
Progressive gave the largest car insurance discounts to married couples, averaging $360 saved each year compared to an average Petaluma couple's premiums.
The cheapest car insurance in Petaluma for drivers with bad credit
The best Petaluma car insurance company for customer service
Recent price drops
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The cheapest large national provider in Petaluma
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Petaluma driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Petaluma, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Petaluma
What Influences the Cost of Car Insurance in Petaluma?
On average, car insurance in Petaluma is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Petaluma are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Petaluma has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Petaluma is $77 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lakeville: Insurance costs 5.79% less
- Penngrove: Insurance costs 2.92% less
- Cotati: Insurance costs 1.31% more
- Rohnert Park: Insurance costs 1.26% more
- El Verano: Insurance costs 1.26% less
- Eldridge: Insurance costs 4.23% less
- Sonoma: Insurance costs 1.26% less
- Schellville: Insurance costs 5.59% less
- Glen Ellen: Insurance costs 3.22% less
- Fallon: Insurance costs 3.22% less
Cities with Similar Populations
- Eastvale: Insurance costs 9.77% more
- Manassas: Insurance costs 33.65% less
- Ames: Insurance costs 39.19% less
- Huntersville: Insurance costs 35.57% less
- Great Falls: Insurance costs 19.29% less
- Fayetteville: Insurance costs 4.13% less
- Ewa Beach: Insurance costs 26.20% less
- East Orange: Insurance costs 25.49% more
- Eagan: Insurance costs 14.56% less
- Dundalk: Insurance costs 1.11% more