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Get Cheap Car Insurance in Pine Tree Corners, DE

We monitor insurance prices, helping the average driver in Pine Tree Corners save up to 29.3% on car insurance.

 

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The Cheapest Minimum Coverage in Pine Tree Corners

The chart below shows the cheapest car insurance company in Pine Tree Corners for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.

 
Pine Tree Corners Insurer Monthly Cost
Midvale Home & Auto $81
State Farm $81
Travelers $82
Dairyland $97

Savings for Every Kind of Pine Tree Corners Driver

The table shows how much the average auto insurance customer in Pine Tree Corners might save by following our recommendations.

Based on our extensive insurance data, we know the average Pine Tree Corners driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $452 per year by choosing the right vehicle insurance company. Some Pine Tree Corners residents are paying out over $1,954 extra every year for auto insurance in Pine Tree Corners. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Pine Tree Corners Car Insurance vs. Delaware

People living in Pine Tree Corners pay an average of 5.07% more than the typical driver in the state. The average driver in Pine Tree Corners can expect to pay about $1,294 per year, or $1,954 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Pine Tree Corners for most people.

Car Insurance Prices by Pine Tree Corners Neighborhood

Pine Tree Corners, DE map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Pine Tree Corners?

The map shows insurance prices in and around Pine Tree Corners, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $173 per year within the city boundaries, with insurance premiums ranging from a high of $2,048 to a low of $1,875. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Pine Tree Corners.

Pick the Best Car Insurance Company for You in Pine Tree Corners

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Pine Tree Corners insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Pine Tree Corners

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $452 over the average Pine Tree Corners car insurance company.

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We use the average good driver, paying $125 per month, as our baseline for pricing in Pine Tree Corners. State Farm, Travelers, and Midvale Home & Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Pine Tree Corners drivers with accidents on their records

In Pine Tree Corners getting into an accident will raise premiums an average 29% for a yearly cost of $2,750. That's $795 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Midvale Home & Auto are good choices for drivers with accidents.

In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $765 over the competition.

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The best car insurance company for Pine Tree Corners drivers with speeding tickets

>Travelers gave the average person with a speeding ticket the most savings, averaging $518 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Pine Tree Corners, tickets raise premiums on new quotes about $415. If you have a speeding ticket, we recommend State Farm, Travelers, and Midvale Home & Auto for savings that beat the average insurance cost of $2,369 per year.

The best auto insurance for Pine Tree Corners drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,972 per year in auto insurance premiums, which was $1,018 more than a driver with no major issues. State Farm, Progressive, and Travelers penalized their customers the least for a DUI.

Getting a quote from Travelers may cost the average person with a DUI about $447 less each year.

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The least expensive car insurance company for new and young drivers in Pine Tree Corners

In Pine Tree Corners, State Farm costs young drivers $2,156 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 73% more for insurance than more mature drivers in Pine Tree Corners. With an average cost of $7,352 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Nationwide try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Pine Tree Corners

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $215. State Farm, Progressive, and Nationwide provided the largest discounts to couples living in Pine Tree Corners.

State Farm gave the largest car insurance discounts to married couples, averaging $460 saved each year compared to an average Pine Tree Corners couple's premiums.

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The cheapest car insurance in Pine Tree Corners for drivers with bad credit

People with poor credit saved an average of $489 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $895 every year. Premiums for people with poor credit were about $2,849 in Pine Tree Corners. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Travelers.

The best Pine Tree Corners car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Pine Tree Corners, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Pine Tree Corners.

Nationwide was the best company for customer service in Pine Tree Corners according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Pine Tree Corners, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Pine Tree Corners. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Pine Tree Corners

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 0.27% of Pine Tree Corners residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Pine Tree Corners driver can expect to pay about $119 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Tree Corners, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Pine Tree Corners

What Influences the Cost of Car Insurance in Pine Tree Corners?

On average, car insurance in Pine Tree Corners is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Pine Tree Corners is 43 minutes, which is far more than average for a driver in the state.
  • Delaware state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Pine Tree Corners are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • Pine Tree Corners has an average population density in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Pine Tree Corners is $108 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

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* Who is the average Pine Tree Corners driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Pine Tree Corners with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.