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Get Cheap Car Insurance in Port Washington North, NY
We monitor insurance prices, helping the average driver in Port Washington North save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Port Washington North
The chart below shows the cheapest car insurance company in Port Washington North for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Port Washington North Insurer | Monthly Cost |
|---|---|
| Kemper | $102 |
| Plymouth Rock Assurance | $135 |
| Safeco Insurance | $146 |
| Geico | $152 |
Savings for Every Kind of Port Washington North Driver
Based on our extensive insurance data, we know the average Port Washington North driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $825 per year by choosing the right vehicle insurance company. Some Port Washington North residents are paying out over $2,768 extra every year for auto insurance in Port Washington North. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Washington North, NY Savings / Yr. |
|---|---|
$825 |
|
$526 |
|
$1,051 |
|
$1,064 |
|
$2,606 |
|
$872 |
|
$1,389 |
Port Washington North Car Insurance vs. New York
People living in Port Washington North pay an average of 14.13% more than the typical driver in the state. The average driver in Port Washington North can expect to pay about $2,007 per year, or $2,768 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Port Washington North for most people.
Car Insurance Prices by Port Washington North Neighborhood
Insurance Prices
Where is insurance cheapest within Port Washington North?
The map shows insurance prices in and around Port Washington North, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $107 per year within the city boundaries, with insurance premiums ranging from a high of $2,809 to a low of $2,702. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Port Washington North.Pick the Best Car Insurance Company for You in Port Washington North
The best car insurance provider for most drivers in Port Washington North
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $825 over the average Port Washington North car insurance company.
The best car insurance provider for Port Washington North drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $526 over the competition.
The best car insurance company for Port Washington North drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,051 better than other car insurance companies.
The best auto insurance for Port Washington North drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,064 less each year.
The least expensive car insurance company for new and young drivers in Port Washington North
In Port Washington North, Progressive costs young drivers $2,606 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Washington North
Progressive gave the largest car insurance discounts to married couples, averaging $872 saved each year compared to an average Port Washington North couple's premiums.
The cheapest car insurance in Port Washington North for drivers with bad credit
The best Port Washington North car insurance company for customer service
Nationwide was the best company for customer service in Port Washington North according to the NAIC.
Recent price drops
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The cheapest large national provider in Port Washington North
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Port Washington North driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Washington North, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Port Washington North
What Influences the Cost of Car Insurance in Port Washington North?
On average, car insurance in Port Washington North is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Port Washington North is 59 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Washington North are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Port Washington North is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Port Washington North is $167 per month for minimum coverage and $231 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sands Point: Insurance costs 1.81% more
- Manorhaven: Insurance costs 5.24% more
- Baxter Estates: Insurance costs 5.67% more
- Port Washington: Insurance costs 1.23% less
- Plandome Manor: Insurance costs 0.94% more
- Plandome: Insurance costs 2.17% less
- Kings Point: Insurance costs 0.51% less
- Plandome Heights: Insurance costs 0.36% more
- Sea Cliff: Insurance costs 5.92% less
- Flower Hill: Insurance costs 0.94% more
Cities with Similar Populations
- Omega: Insurance costs 43.03% less
- Garfield: Insurance costs 38.84% less
- Ajo: Insurance costs 39.34% less
- Graterford: Insurance costs 44.00% less
- Grundy Center: Insurance costs 55.82% less
- Hannibal: Insurance costs 25.79% less
- Harwich: Insurance costs 45.52% less
- Heiskell: Insurance costs 51.55% less
- Holmesville: Insurance costs 60.48% less
- Huger: Insurance costs 36.89% less