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Get Cheap Car Insurance in Providence, Scranton, PA
We monitor insurance prices, helping the average driver in Providence save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Providence
The chart below shows the cheapest car insurance company in Providence for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Providence Insurer | Monthly Cost |
|---|---|
| Kemper | $52 |
| Metromile | $52 |
| Travelers | $53 |
| State Farm | $55 |
Savings for Every Kind of Providence Driver
Based on our extensive insurance data, we know the average Providence driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $398 per year by choosing the right vehicle insurance company. Some Providence residents are paying out over $1,419 extra every year for auto insurance in Providence. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Providence, Scranton, PA Savings / Yr. |
|---|---|
$398 |
|
$705 |
|
$538 |
|
$642 |
|
$1,644 |
|
$285 |
|
$509 |
Providence Car Insurance vs. Scranton
People living in Providence pay an average of 0.47% less than the typical driver in the state. The average driver in Providence can expect to pay about $880 per year, or $1,419 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Providence for most people.
Car Insurance Prices by Providence Neighborhood
Insurance Prices
Where is insurance cheapest within Providence?
The map shows insurance prices in and around Providence, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $65 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,442 to a low of $1,377. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Providence.Pick the Best Car Insurance Company for You in Providence
The best car insurance provider for most drivers in Providence
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $398 over the average Providence car insurance company.
The best car insurance provider for Providence drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $705 over the competition.
The best car insurance company for Providence drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $538 better than other car insurance companies.
The best auto insurance for Providence drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $642 less each year.
The least expensive car insurance company for new and young drivers in Providence
In Providence, Travelers costs young drivers $1,644 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Providence
State Farm gave the largest car insurance discounts to married couples, averaging $285 saved each year compared to an average Providence couple's premiums.
The cheapest car insurance in Providence for drivers with bad credit
The best Providence car insurance company for customer service
Nationwide was the best company for customer service in Providence according to the NAIC.
Recent price drops
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The cheapest large national provider in Providence
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Providence driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Providence, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Providence
What Influences the Cost of Car Insurance in Providence?
On average, car insurance in Providence is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Providence is 23 minutes, which is far less than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Providence are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Providence has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Providence is $73 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Green Ridge: Insurance costs 1.69% less
- The Plot: Insurance costs 1.41% less
- West Side: Insurance costs 0.14% more
- Downtown: Insurance costs 7.89% more
- The Hill Section: Insurance costs 5.50% more
- Petersburg: Insurance costs 0.07% more
- South Side: Insurance costs 3.74% more
- Parsons: Insurance costs 2.04% less
- North End: Insurance costs 0.14% more
- Mayflower: Insurance costs 4.79% more
Neighborhoods with Similar Populations
- Albion Place: Insurance costs 51.73% more
- Bayou Oaks: Insurance costs 95.77% more
- Alondra Park: Insurance costs 62.37% more
- Allendale: Insurance costs 68.71% more
- Allendale Area: Insurance costs 36.15% more
- Southpointe: Insurance costs 7.89% less
- Riverbend: Insurance costs 124.52% more
- Riverside: Insurance costs 35.94% more
- Riviera Bay: Insurance costs 96.62% more
- Robberson: Insurance costs 31.57% more