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Get Cheap Car Insurance in Alabaster, AL
We monitor insurance prices, helping the average driver in Alabaster save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Alabaster
The chart below shows the cheapest car insurance company in Alabaster for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Alabaster Insurer | Monthly Cost |
|---|---|
| Travelers | $74 |
| Gainsco | $78 |
| State Farm | $81 |
| Safe Auto | $82 |
Savings for Every Kind of Alabaster Driver
Based on our extensive insurance data, we know the average Alabaster driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some Alabaster residents are paying out over $1,671 extra every year for auto insurance in Alabaster. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Alabaster, AL Savings / Yr. |
|---|---|
$414 |
|
$563 |
|
$527 |
|
$598 |
|
$1,299 |
|
$72 |
|
$353 |
Alabaster Car Insurance vs. Alabama
People living in Alabaster pay an average of 4.23% more than the typical driver in the state. The average driver in Alabaster can expect to pay about $1,103 per year, or $1,671 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Alabaster for most people.
Car Insurance Prices by Alabaster Neighborhood
Insurance Prices
Where is insurance cheapest within Alabaster?
The map shows insurance prices in and around Alabaster, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $287 per year within the city boundaries, with insurance premiums ranging from a high of $1,790 to a low of $1,503. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Alabaster.Pick the Best Car Insurance Company for You in Alabaster
The best car insurance provider for most drivers in Alabaster
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $414 over the average Alabaster car insurance company.
The best car insurance provider for Alabaster drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $563 over the competition.
The best car insurance company for Alabaster drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $527 better than other car insurance companies.
The best auto insurance for Alabaster drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $598 less each year.
The least expensive car insurance company for new and young drivers in Alabaster
In Alabaster, Travelers costs young drivers $1,299 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Alabaster
State Farm gave the largest car insurance discounts to married couples, averaging $72 saved each year compared to an average Alabaster couple's premiums.
The cheapest car insurance in Alabaster for drivers with bad credit
The best Alabaster car insurance company for customer service
Recent price drops
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The cheapest large national provider in Alabaster
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Alabaster driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alabaster, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Alabaster
What Influences the Cost of Car Insurance in Alabaster?
On average, car insurance in Alabaster is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Alabaster is 38 minutes, which is a little more than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Alabaster are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Alabaster is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Alabaster is $92 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Maylene: Insurance costs 1.08% less
- Ryan: Insurance costs 4.85% less
- Helena: Insurance costs 2.81% less
- Pelham: Insurance costs 4.01% less
- Dargin: Insurance costs 5.03% less
- Saginaw: Insurance costs 5.39% less
- Siluria: Insurance costs 8.14% less
- Montevallo: Insurance costs 6.94% less
- Calera: Insurance costs 5.03% less
- Marvel: Insurance costs 6.88% less
Cities with Similar Populations
- Pacific Palisades: Insurance costs 35.31% more
- Plum: Insurance costs 17.06% less
- Patterson: Insurance costs 24.12% more
- South Laurel: Insurance costs 30.16% more
- Brawley: Insurance costs 20.89% more
- Bloomsburg: Insurance costs 21.42% less
- Jeffersontown: Insurance costs 28.49% more
- Monroeville: Insurance costs 14.00% less
- Harvest: Insurance costs 2.69% less
- Powell: Insurance costs 16.88% less