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Get Cheap Car Insurance in Highlands-Perkins, Baton Rouge, LA
We monitor insurance prices, helping the average driver in Highlands-Perkins save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Highlands-Perkins
The chart below shows the cheapest car insurance company in Highlands-Perkins for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Highlands-Perkins Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $119 |
| State Farm | $140 |
| Safeco Insurance | $141 |
| Clearcover | $156 |
Savings for Every Kind of Highlands-Perkins Driver
Based on our extensive insurance data, we know the average Highlands-Perkins driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $910 per year by choosing the right vehicle insurance company. Some Highlands-Perkins residents are paying out over $3,270 extra every year for auto insurance in Highlands-Perkins. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highlands-Perkins, Baton Rouge, LA Savings / Yr. |
|---|---|
$910 |
|
$1,596 |
|
$1,135 |
|
$1,713 |
|
$2,717 |
|
$843 |
|
$1,450 |
Highlands-Perkins Car Insurance vs. Baton Rouge
People living in Highlands-Perkins pay an average of 8.54% more than the typical driver in the state. The average driver in Highlands-Perkins can expect to pay about $2,069 per year, or $3,270 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Highlands-Perkins for most people.
Car Insurance Prices by Highlands-Perkins Neighborhood
Insurance Prices
Where is insurance cheapest within Highlands-Perkins?
The map shows insurance prices in and around Highlands-Perkins, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $815 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,833 to a low of $3,018. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Highlands-Perkins.Pick the Best Car Insurance Company for You in Highlands-Perkins
The best car insurance provider for most drivers in Highlands-Perkins
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $910 over the average Highlands-Perkins car insurance company.
The best car insurance provider for Highlands-Perkins drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,596 over the competition.
The best car insurance company for Highlands-Perkins drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,135 better than other car insurance companies.
The best auto insurance for Highlands-Perkins drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,713 less each year.
The least expensive car insurance company for new and young drivers in Highlands-Perkins
In Highlands-Perkins, Farm Bureau costs young drivers $2,717 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highlands-Perkins
Farm Bureau gave the largest car insurance discounts to married couples, averaging $843 saved each year compared to an average Highlands-Perkins couple's premiums.
The cheapest car insurance in Highlands-Perkins for drivers with bad credit
The best Highlands-Perkins car insurance company for customer service
Nationwide was the best company for customer service in Highlands-Perkins according to the NAIC.
Recent price drops
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The cheapest large national provider in Highlands-Perkins
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Highlands-Perkins driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highlands-Perkins, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Highlands-Perkins
What Influences the Cost of Car Insurance in Highlands-Perkins?
On average, car insurance in Highlands-Perkins is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highlands-Perkins are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Highlands-Perkins is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Highlands-Perkins is $172 per month for minimum coverage and $273 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Garden District: Insurance costs 6.70% more
- Mid City South: Insurance costs 1.22% more
- Belfair: Insurance costs 12.78% more
- Lobdell-Woodale: Insurance costs 9.57% more
- South Baton Rouge: Insurance costs 2.32% more
- Airline-Jefferson: Insurance costs 0.98% less
- Mid City North: Insurance costs 12.72% more
- Broadmoor-Sherwood: Insurance costs 6.97% more
- Park Forest-Louisiana North: Insurance costs 8.62% more
- Scotlandville: Insurance costs 14.77% more
Neighborhoods with Similar Populations
- Inwood: Insurance costs 6.88% more
- Bustleton: Insurance costs 51.28% less
- Carmel Valley: Insurance costs 41.68% less
- Carnegie Hill: Insurance costs 7.34% less
- Central City: Insurance costs 20.80% less
- Central Escondido: Insurance costs 36.91% less
- Central Southwest: Insurance costs 34.53% less
- Throgs Neck-Edgewater Park: Insurance costs 3.49% less
- Maspeth: Insurance costs 2.75% more
- Little Woods: Insurance costs 25.08% more