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Get Cheap Car Insurance in Mill Valley, CA
We monitor insurance prices, helping the average driver in Mill Valley save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Mill Valley
The chart below shows the cheapest car insurance company in Mill Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Mill Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $58 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Mill Valley Driver
Based on our extensive insurance data, we know the average Mill Valley driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $659 per year by choosing the right vehicle insurance company. Some Mill Valley residents are paying out over $2,061 extra every year for auto insurance in Mill Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mill Valley, CA Savings / Yr. |
|---|---|
$659 |
|
$1,207 |
|
$954 |
|
$1,677 |
|
$861 |
|
$374 |
|
$0 |
Mill Valley Car Insurance vs. California
People living in Mill Valley pay an average of 2.63% more than the typical driver in the state. The average driver in Mill Valley can expect to pay about $965 per year, or $2,061 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Mill Valley for most people.
Car Insurance Prices by Mill Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Mill Valley?
The map shows insurance prices in and around Mill Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $237 per year within the city boundaries, with insurance premiums ranging from a high of $2,181 to a low of $1,944. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Mill Valley.Pick the Best Car Insurance Company for You in Mill Valley
The best car insurance provider for most drivers in Mill Valley
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $659 over the average Mill Valley car insurance company.
The best car insurance provider for Mill Valley drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,207 over the competition.
The best car insurance company for Mill Valley drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $954 better than other car insurance companies.
The best auto insurance for Mill Valley drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,677 less each year.
The least expensive car insurance company for new and young drivers in Mill Valley
In Mill Valley, State Farm costs young drivers $861 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mill Valley
Progressive gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average Mill Valley couple's premiums.
The cheapest car insurance in Mill Valley for drivers with bad credit
The best Mill Valley car insurance company for customer service
Nationwide was the best company for customer service in Mill Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Mill Valley
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Mill Valley driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mill Valley, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Mill Valley
What Influences the Cost of Car Insurance in Mill Valley?
On average, car insurance in Mill Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mill Valley is 42 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mill Valley are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Mill Valley is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mill Valley is $80 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tamalpais-Homestead Valley: Insurance costs 3.44% less
- Corte Madera: Insurance costs 2.67% more
- Larkspur: Insurance costs 1.94% more
- Belvedere-Tiburon: Insurance costs 0.87% more
- Tiburon: Insurance costs 0.44% less
- Greenbrae: Insurance costs 1.46% more
- Sausalito: Insurance costs 3.30% more
- Kentfield: Insurance costs 0.87% more
- San Quentin: Insurance costs 2.52% more
- Muir Beach: Insurance costs 5.63% less
Cities with Similar Populations
- North Aurora: Insurance costs 23.77% less
- Oxford: Insurance costs 38.04% less
- Oxford: Insurance costs 22.17% less
- Northfield: Insurance costs 46.24% less
- North Massapequa: Insurance costs 27.37% more
- North East: Insurance costs 10.67% less
- North Druid Hills: Insurance costs 4.37% less
- North Decatur: Insurance costs 4.08% less
- North Bellmore: Insurance costs 30.57% more
- North Babylon: Insurance costs 31.15% more